808 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 808 Monte Ln, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1962
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2022)
Tax Bill	$1,796 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-20-10-026.01`

Property Details

APN / Parcel Number

Primary APN	`055-20-10-026.01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Finished Area
Gross Area	1,600 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	808 MONTE LN
City	COVINGTON
State	KY
Zip	41011-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE CASINO 6TH ADDN LOT 63
Legal Subdivision	MONTE CASINO
Legal Phase	6
Legal Lot Number	63
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 MONTE LN, COVINGTON, KY 41011-3927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Feb 27, 2002 · Amount on Record
Deed Document Number	202270
Deed Book / Page	182 / 9
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2022
Property Address	808 MONTE LN, COVINGTON, KY 41011-3927
Document Number	0005900070
Book / Page	182 / 9
Map Reference	PL 751-E
Instrument Date	Jun 24, 2022
Instrument	22080905900070
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 ROCK HILL LN, 25, FORT THOMAS, KY 41075-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 MONTE LN, COVINGTON, KY 41011-3927

Mortgage

Document Number	0005900071
Date	Aug 9, 2022
Book Page	395/960
Instrument	22080905900071

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,900 (+12.76%) Land $25,000 Building $127,900	$152,900 (+12.76%) Land $25,000 Building $127,900
2025	$1,796.00 (-0.55%)	$135,600 (-) Land $15,000 Building $120,600	$135,600 (-) Land $15,000 Building $120,600
2023	$1,806.00	$135,600 Land $15,000 Building $120,600	$135,600 Land $15,000 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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