730 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 730 Monte Ln, Covington, KY 41011 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 940 sqft · built 1959
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (May 2021)
Tax Bill$2,093 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN055-20-10-023.00

Property Details

APN / Parcel Number

Primary APN055-20-10-023.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area940 sqft Finished Area
Gross Area1,394 sqft

Exterior

Year BuiltBuilt 1959
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 52 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number0552010023.00
Street Address730 MONTE LN
CityCOVINGTON
StateKY
Zip41011-3984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTE CASINO 4TH ADDN E 52' LOT 25
Legal SubdivisionMONTE CASINO
Legal Phase4
Legal Lot Number25
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1010
Census Tract65100

Owner

Source: Kenton County records · APN 055-20-10-023.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address730 MONTE LN, COVINGTON, KY 41011-3984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
LEXINGTON-FAYETTE URBAN COUNTY GOV
May 07, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN MORTGAGE SERVICE CO
Dec 10, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleDec 10, 2018 · Amount on Record
Deed Document Number0000000895
Deed Book / Page89 / 5
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address730 MONTE LN, COVINGTON, KY 41011-3984
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyAGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 MONTE LN, COVINGTON, KY 41011-3984

Mortgage

Document Number0005900027
DateMay 07, 2021
Book Page212/444
Instrument21050705900027
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueJun 01, 2031

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 07, 2021
Property Address730 MONTE LN, COVINGTON, KY 41011-3984
Document Number0005900025
Book / Page89 / 5
Map ReferencePL 751-C
Instrument DateMay 03, 2021
Instrument21050705900025
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address653 VALLEY TERE, 653, COLD SPRING, KY 41076

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 MONTE LN, COVINGTON, KY 41011-3984

Mortgage

Document Number0005900026
DateMay 07, 2021
Book Page212/429
Instrument21050705900026
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 10, 2018
Property Address730 MONTE LN, COVINGTON, KY 41011-3984
Document Number0000000163
Book / Page0C6560 / 000086
Instrument DateNov 30, 2018
Instrument163
Transaction TypeTransfer
Record UpdatedDec 26, 2018
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$119.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address730 MONTE LN COVINGTON KY 410113984, COVINGTON, KY 41011-3984

Mortgage

Document Number165
DateDec 10, 2018
Book Page0C6560/000104
Instrument165
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 09, 2048

Mortgage

Document Number166,
DateDec 10, 2018
Book Page006560/000118
Instrument166
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueDec 09, 2028
Interest
Rate12%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,093.00 (-0.52%)$158,000 (-) Land $15,000 Building $143,000$158,000 (-) Land $15,000 Building $143,000
2023$2,104.00$158,000 Land $15,000 Building $143,000$158,000 Land $15,000 Building $143,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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