Kenton County property record for 804 Monte Ln, Covington, KY 41011 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 1962 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Sep 2025) |
| Tax Bill | $2,252 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-20-10-025.01 |
| Primary APN | 055-20-10-025.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,316 sqft Finished Area |
| Gross Area | 1,692 sqft |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552010025.01 |
|---|---|
| Street Address | 804 MONTE LN |
| City | COVINGTON |
| State | KY |
| Zip | 41011-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTE CASINO 4TH ADDN LOT 27 & PT LOT 26 |
| Legal Subdivision | MONTE CASINO |
| Legal Phase | 4 |
| Legal Lot Number | 27,26 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-20-10-025.01
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 MONTE LN, COVINGTON, KY 41011-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 25091005900158 |
| Deed Book / Page | KC 362 / 365 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 10, 2025 |
| Property Address | 804 MONTE LN, COVINGTON, KY 41011-3927 |
| Document Number | 0005900158 |
| Book / Page | KC 362 / 365 |
| Map Reference | PL 751-C |
| Instrument Date | Sep 05, 2025 |
| Instrument | 25091005900158 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | ATS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8749 HERITAGE DR, FLORENCE, KY 41042-9561 |
| Name | Verified Name |
|---|---|
| Address | 804 MONTE LN, COVINGTON, KY 41011-3927 |
| Document Number | 0005900159 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 25091005900159 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 15, 2021 |
| Property Address | 804 MONTE LN, COVINGTON, KY 41011-3927 |
| Document Number | 0005900044 |
| Book / Page | 84 / 410 |
| Map Reference | PL 751-C |
| Instrument Date | Apr 09, 2021 |
| Instrument | 21041505900044 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 DOWNING ST, 508, COLD SPRING, KY 41076-3504 |
| Name | Verified Name |
|---|---|
| Address | 804 MONTE LN, COVINGTON, KY 41011-3927 |
| Document Number | 0005900045 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 21041505900045 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,252.00 (+0.76%) | $170,000 (-) Land $15,000 Building $155,000 | $170,000 (-) Land $15,000 Building $155,000 |
| 2024 | $2,235.00 (-1.28%) | $170,000 (-) Land $15,000 Building $155,000 | $170,000 (-) Land $15,000 Building $155,000 |
| 2023 | $2,264.00 | $170,000 Land $15,000 Building $155,000 | $170,000 Land $15,000 Building $155,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 384 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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