800 E Pine Forest Dr, Lynn Haven, FL 32444 Property Records

Bay County property record for 800 E Pine Forest Dr, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1988
Lot Size	0.189 acres (8,232 sqft)
Owner	2 Individual Names on Record
Tax Bill	$992 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11635-373-000`

Property Details

APN / Parcel Number

Primary APN	`11635-373-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	1,346 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,232 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	525 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	800 E PINE FOREST DR
City	LYNN HAVEN
State	FL
Zip	32444-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB
Legal Description	PINE FOREST EST. PHASE 5 LOT 39 BLK B ORB 3917 P 812 MAP 103B1
Legal Range	14W
Legal Township	03S
Legal Section	16
Legal Subdivision	PINE FOREST EST
Legal Phase	5
Legal Block	B
Legal Lot Number	39
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Bay County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 12, 2017	Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017
Deed Sale	Jul 12, 2017
Deed Document Number	201739112
Deed Book / Page	3917 / 812
Prior Transfer Date	Jul 6, 2017
Prior Transfer Doc	0039170812
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371

Mortgage

Document Number	0050180820
Date	Mar 30, 2026
Book Page	5018/820
Instrument	2026018909

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371

Mortgage

Document Number	0043760998
Date	Mar 16, 2021
Book Page	4376/998
Instrument	2021018700

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 12, 2017
Property Address	800 E PINE FOREST DR, LYNN HAVEN, FL 32444-4371
Document Number	0039170812
Book / Page	003917 / 000812
Instrument Date	Jul 6, 2017
Instrument	39112
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO/OR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	800 E PINE FOREST DR LYNN HAVEN FL 324444371, LYNN HAVEN, FL 32444-4371

Mortgage

Document Number	39170815
Date	Jul 12, 2017
Book Page	003917/000815
Instrument	39113

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (-4.71%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$112,599 (+5.99%)	$147,476 (+13.14%) Land $56,200 Building $91,276
2024	$1,041.00 (+4.62%)
2023	$995.00 (+11.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$106,239 (+3%)	$130,353 (+12.07%) Land $48,000 Building $82,353
2022	$895.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,145	$116,310 Land $47,825 Building $68,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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