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803 Derby Downs Ct, Elgin, SC 29045 Property Records

Richland County property record for 803 Derby Downs Ct, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,287 sqft · built 2015
Lot Size0.15 acres (6,562 sqft)
OwnerIndividual Name on File
Last Sale$279,990 (Mar 2023)
Tax Bill$2,703 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25911-17-01

Property Details

APN / Parcel Number

Primary APN25911-17-01
Alternative APNs
  • R25911-17-01
  • 02076167

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,287 sqft Heated Area
Gross Area2,820 sqft
1st Floor Area967 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,562 sqft (0.15 acres)
Garage Area383 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number02076167
Street Address803 DERBY DOWNS CT
CityELGIN
StateSC
Zip29045-7135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 379 42.5X19.6X107.5X55X120 #SU JACOBS CREEK PH 11 #PR RB 1874-2492 RB2086-1861
Legal SubdivisionJACOBS CREEK
Legal Phase11
Legal Lot Number42,379
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1018
Census Tract11425

Owner

Source: Richland County records · APN 25911-17-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address803 DERBY DOWNS CT, ELGIN, SC 29045-7135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2023 · Amount on Record
Deed SaleMar 28, 2023 · Amount on Record
Prior SaleApr 15, 2016 · Amount on Record
Deed Document Number202312442
Deed Book / Page2824 / 2029
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateMar 28, 2023
Property Address803 DERBY DOWNS CT, ELGIN, SC 29045-7135
Document Number0028242029
Book / Page2824 / 2029
Map ReferenceMB 2086 PG 1861
Instrument DateMar 27, 2023
Instrument2023012442
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 DERBY DOWNS CT, ELGIN, SC 29045-7135

Mortgage

Document Number0028242033
DateMar 28, 2023
Book Page2824/2033
Instrument2023012443
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,703.00 (+52.28%)$6,876 (-)$280,000 (+62.89%) Land $36,000 Building $244,000
2023$1,775.00 (+0.62%)$6,876 (-0.06%)$171,900 (-)
2021$1,764.00$6,880$171,900 Land $31,500 Building $140,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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