St. Louis County property record for 808 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,745 sqft · built 1950 |
| Lot Size | 0.232 acres (10,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Jun 2020) |
| Tax Bill | $5,014 (2026) |
| Deeds & Mortgages | Sep 2018 Line of Credit Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0010-14920 |
| Primary APN | 090-0010-14920 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Gross Area |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 580 sqft |
| Finished Basement | 580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,120 sqft (0.232 acres) |
| Garage Area | 696 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Patio Area | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1090535 |
|---|---|
| Street Address | 808 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REARR OF BLKS 54 AND 55 PLAT OF VIRGINIALOTS 4 5 AND 6 SERIAL # |
| Legal Subdivision | VIRGINIA |
| Legal Block | 54 |
| Legal Lot Number | 4-5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13200 |
808 3rd St S is owned and occupied by an individual who bought it in June 2020.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 808 3RD ST S, VIRGINIA, MN 55792-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2018 | Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Sep 24, 2018 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on File |
| Deed Sale | Jun 5, 2020 · Amount on File |
| Prior Sale | Mar 8, 2016 · Amount on File |
| Deed Document Number | 20201381660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 808 3RD ST S, VIRGINIA, MN 55792-3009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001340459 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 1340459 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Address | GRAND FORKS, ND 58201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 4, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 5, 2020 |
| Property Address | 808 3RD ST S, VIRGINIA, MN 55792-3009 |
| Document Number | 00A1381660 |
| Instrument Date | May 21, 2020 |
| Instrument | A1381660 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 3RD ST S VIRGINIA MN 557923009, VIRGINIA, MN 55792-3009 |
| Document Number | A1381661 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | A1381661 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 24, 2018 |
| Property Address | 808 3RD ST S, VIRGINIA, MN 55792-3009 |
| Document Number | 00A1341283 |
| Instrument Date | Sep 21, 2018 |
| Instrument | A1341283 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 808 3RD ST S VIRGINIA MN 557923009, VIRGINIA, MN 55792-3009 |
The 2026 property tax bill for 808 3rd St S was $5,014 with a homeowner's exemption, up 49.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,014.00 (+49.58%) Homeowner's exemption | ||
| 2025 | $3,352.00 (-9.89%) Homeowner's exemption | $270,300 (+15.27%) Land $11,600 Building $258,700 | $270,300 (+15.27%) Land $11,600 Building $258,700 |
| 2024 | $3,720.00 | $234,500 Land $10,000 Building $224,500 | $234,500 Land $10,000 Building $224,500 |
| 2022 | $182,900 Land $10,000 Building $172,900 | $182,900 Land $10,000 Building $172,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 808 3rd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 808 3rd St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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