802 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 802 3rd St S, Virginia, MN 55792

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,009 sqft · built 1941
Lot Size0.232 acres (10,120 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Aug 2019)
Tax Bill$3,744 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN090-0010-14890

Property Details

APN / Parcel Number

Primary APN090-0010-14890
Alternative APN
  • 1075424

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,009 sqft Gross Area
1st Floor Area1,009 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialWood
Construction TypeFrame
Lot Area10,120 sqft (0.232 acres)
Garage Area440 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1075424
Street Address802 3RD ST S
CityVIRGINIA
StateMN
Zip55792-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 2 AND 3 REARR OF BLKS 54 AND 55PLAT OF VIRGINIA SERIAL #
Legal SubdivisionPLAT OF VIRGINIA
Legal Block54
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group4
Census Block4005
Census Tract13200

Owner

802 3rd St S is owned and occupied by an individual who bought it in August 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address802 3RD ST S, MADISON, WI 53792-0001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
TOPLINE FINANCIAL CU
Nov 9, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Aug 8, 2019Warranty Deed, Transfer · VA Mortgage
NEW AMERICAN FNDG
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2019 · Amount on File
Deed SaleAug 8, 2019 · Amount on File
Deed Document Number20191360314
Prior Transfer DateDec 6, 2018
Prior Transfer Doc00A1346937
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address802 3RD ST S, VIRGINIA, MN 55792-3009
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001518415
DateSep 19, 2025
Instrument1518415
Lender
NameTOPLINE FINANCIAL CU
TypeCredit Union
AddressOSSEO, MN 55369
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address802 3RD ST S, VIRGINIA, MN 55792-3009
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001429640
DateNov 9, 2021
Instrument1429640
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 8, 2019
Property Address802 3RD ST S, VIRGINIA, MN 55792-3009
Document Number00A1360314
Instrument DateAug 2, 2019
InstrumentA1360314
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address802 3RD ST S VIRGINIA MN 557923009, VIRGINIA, MN 55792-3009

Mortgage

Document NumberA1360315
DateAug 8, 2019
InstrumentA1360315
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2049

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateDec 20, 2018
Property Address802 3RD ST S, VIRGINIA, MN 55792-3009
Document Number00A1346937
Instrument DateDec 6, 2018
InstrumentA1346937
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4754 HERITAGE TRL GILBERT MN 557418226, GILBERT, MN 55741-8226

Tax Assessment & Valuation

The 2026 property tax bill for 802 3rd St S was $3,744 with a homeowner's exemption, up 23% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,744.00 (+23%) Homeowner's exemption
2025$3,044.00 (-9.83%) Homeowner's exemption$211,800 (+18.13%) Land $11,500 Building $200,300$211,800 (+18.13%) Land $11,500 Building $200,300
2024$3,376.00$179,300 Land $9,900 Building $169,400$179,300 Land $9,900 Building $169,400
2022$168,500 Land $9,900 Building $158,600$168,500 Land $9,900 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 802 3rd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 3rd St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVirginia
serves 8,361 people · EPA ID MN1690046
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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