St. Louis County property record for 726 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.75 ba · 2,079 sqft · built 1902 |
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jun 2026) |
| Tax Bill | $2,501 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0010-14650 |
| Primary APN | 090-0010-14650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Gross Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 5,999 sqft (0.137 acres) |
| Garage Area | 493 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 16 sqft |
| Patio Area | 196 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1190367 |
|---|---|
| Street Address | 726 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 AND 13 SERIAL # |
| Legal Subdivision | VIRGINIA |
| Legal Block | 53 |
| Legal Lot Number | 12-13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 13200 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 726 3RD ST S, VIRGINIA, MN 55792-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Oct 30, 2025 | Warranty Deed, Transfer ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 20261533861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 8, 2026 |
| Property Address | 726 3RD ST S, VIRGINIA, MN 55792-3008 |
| Document Number | 0001533861 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261533861 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 3RD ST S, VIRGINIA, MN 55792-3008 |
| Document Number | 0001533861, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261533861 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Date | Jun 8, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 1, 2036 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 30, 2025 |
| Property Address | 726 3RD ST S, VIRGINIA, MN 55792-3008 |
| Document Number | 0001521370 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 1521370 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Title Company | ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $273.57 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 3RD ST S, VIRGINIA, MN 55792-3008 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,501.00 (-25.12%) Homeowner's exemption | ||
| 2025 | $3,340.00 (+5.7%) Homeowner's exemption | $143,500 (+10.98%) Land $6,700 Building $136,800 | $143,500 (+10.98%) Land $6,700 Building $136,800 |
| 2024 | $3,160.00 | $129,300 (+31.67%) Land $5,700 Building $123,600 | $129,300 (+31.67%) Land $5,700 Building $123,600 |
| 2022 | $98,200 Land $5,000 Building $93,200 | $98,200 Land $5,000 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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