807 Virginia Ln, Ardmore, OK 73401 Property Records

Carter County property record for 807 Virginia Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$175,500 (Oct 2019)
Tax Bill	$2,213 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2016 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0615-00-002-002-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0615-00-002-002-0-001-00`
Alternative APN	`9935`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,748 sqft Living Area
1st Floor Area	2,748 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	720 sqft
Porch	Slab
Porch Area	381 sqft
Patio Area	270 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9935
Street Address	807 VIRGINIA LN
City	ARDMORE
State	OK
Zip	73401-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HORNE SUBD' AMENDED, BLK 2 LOT 2 S 65 (65X140) LOT 3 N 29 (29X140)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	HORNE ADDN AMENDED
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2017
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	807 VIRGINIA LN, ARDMORE, OK 73401-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 15, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Oct 24, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Aug 7, 2014
Deed Document Number	201912394
Deed Book / Page	6793 / 225
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0000006487
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	807 VIRGINIA LN, ARDMORE, OK 73401-3447
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006879/64
Date	May 14, 2020
Book Page	6879/64
Instrument	2020-005313

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	807 VIRGINIA LN, ARDMORE, OK 73401-3447
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006287/196
Date	Aug 15, 2016
Book Page	6287/196
Instrument	2016-009089

Lender

Name	BANK OF THE WEST
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 24, 2019
Property Address	807 VIRGINIA LN, ARDMORE, OK 73401-3447
Document Number	006793/225
Book / Page	6793 / 225
Instrument Date	Oct 16, 2019
Instrument	2019-012394
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 VIRGINIA LN, ARDMORE, OK 73401-3447

Mortgage

Document Number	2019012395
Date	Oct 24, 2019
Instrument	2019-012395

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,870 (+3%) Land $2,400 Building $21,470	$198,912 (-22.27%) Land $20,000 Building $178,912
2025	$2,213.00 (-0.05%) Homeowner's exemption	$23,175 (+3%) Land $2,400 Building $20,775	$255,915 (+11.34%) Land $20,000 Building $235,915
2024	$2,214.00 (+7.48%) Homeowner's exemption	$22,499 (+3%) Land $2,400 Building $20,099	$229,840 (+8.04%) Land $20,000 Building $209,840
2023	$2,060.00 Homeowner's exemption	$21,844 Land $2,400 Building $19,444	$212,730 Land $20,000 Building $192,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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