804 Virginia Ln, Ardmore, OK 73401 Property Records

Carter County property record for 804 Virginia Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,643 sqft · built 1963
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Oct 2022)
Tax Bill	$2,326 (2025)
Deeds & Mortgages	Jun 2005 Mortgage May 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0615-00-001-001-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0615-00-001-001-0-001-00`
Alternative APN	`9928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,643 sqft Living Area
1st Floor Area	2,643 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	141 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	760 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9928
Street Address	804 VIRGINIA LN
City	ARDMORE
State	OK
Zip	73401-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HORNE SUBD' AMENDED, BLK 1 LOT 1 (90X141.14X90X141.09) LOT 2 N 22 (22X141.09)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	HORNE ADDN AMENDED
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2017
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 VIRGINIA LN, ARDMORE, OK 73401-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2005	Deed of Trust, Mortgage · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC
May 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE MORTGAGE OF NORMAN INC
Apr 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jun 23, 2004 · Amount on Record
Deed Document Number	202211093
Deed Book / Page	7292 / 73
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0000011093
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	804 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004318/071
Date	Jun 23, 2005
Book Page	4318/071
Instrument	2005-007214

Lender

Name	HOMECOMINGS FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	804 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005705/197
Date	May 28, 2013
Book Page	5705/197
Instrument	2013-006995

Lender

Name	RESOURCE MORTGAGE OF NORMAN INC
Type	Non-Lending Institution
Address	NORMAN, OK 73072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2028

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	804 VIRGINIA LN, ARDMORE, OK 73401-3448
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005144/123
Date	Apr 20, 2010
Book Page	5144/123
Instrument	2010-004562

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,030 (+3%) Land $2,392 Building $22,638	$208,581 (-15.87%) Land $19,935 Building $188,646
2025	$2,326.00 Homeowner's exemption	$24,300 (+3%) Land $2,322 Building $21,978	$247,921 (-6.99%) Land $20,000 Building $227,921
2024	$2,326.00 (+7.44%) Homeowner's exemption	$23,593 (+3%) Land $2,255 Building $21,338	$266,542 (+8.03%) Land $20,000 Building $246,542
2023	$2,165.00 Homeowner's exemption	$22,906 Land $2,243 Building $20,663	$246,728 Land $20,000 Building $226,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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