736 Virginia Ln, Ardmore, OK 73401 Property Records

Carter County property record for 736 Virginia Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,496 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$1,660 (2025)
Deeds & Mortgages	Feb 2014 Mortgage Mar 2009 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11139`

Property Details

APN / Parcel Number

Primary APN	`11139`
Alternative APN	`0655-00-001-001-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11139
Street Address	736 VIRGINIA LN
City	ARDMORE
State	OK
Zip	73401-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INGRAM, BLK 1 LOT 1 (121.66X100X96.66X25X75)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	INGRAM #1 ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2008
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2014	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 11, 2009	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 16, 2006	Deed of Trust, Mortgage · Conventional Mortgage LOANCITY.COM
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2016	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	20227748
Deed Book / Page	7251 / 305
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	007251/305
Record Updated	Oct 29, 2026

February 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005860/054
Date	Feb 28, 2014
Book Page	5860/054
Instrument	2014-003226

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2029

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004968/021
Date	Mar 11, 2009
Book Page	4968/021
Instrument	2009-002584

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004441/106
Date	Mar 16, 2006
Book Page	4441/106
Instrument	2006-003284

Lender

Name	LOANCITY.COM
Type	Lending Institution
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2021

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 8, 2022
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Document Number	007251/305
Book / Page	7251 / 305
Instrument Date	Jun 30, 2022
Instrument	I-2022-007748
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012

Mortgage

Document Number	I2022007749
Date	Jul 8, 2022
Instrument	I-2022-007749

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Jul 8, 2022
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Document Number	007251/301
Book / Page	7251 / 301
Instrument Date	Jun 15, 2022
Instrument	I-2022-007744
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 W SMITH ST APT 225, 225, KENT, WA 98032-4426
Investor	Possibly a Property Investor

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Jul 8, 2022
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Document Number	007251/302
Book / Page	7251 / 302
Instrument Date	Jun 14, 2022
Instrument	I-2022-007745
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2604 COFFEY DR, DENTON, TX 76207-1145
Investor	Possibly a Property Investor

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 25, 2016
Property Address	736 VIRGINIA LN, ARDMORE, OK 73401-3012
Document Number	006211/090
Book / Page	6211 / 090
Instrument Date	Aug 23, 2015
Instrument	2016-002403
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1822 KENDALL DR, ARDMORE, OK 73401-6599

Mortgage

Document Number	2016002404
Date	Feb 25, 2016
Instrument	2016-002404

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2021

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,669 (+3%) Land $2,645 Building $17,024	$163,909 (-40.41%) Land $22,044 Building $141,865
2025	$1,660.00 Homeowner's exemption	$19,096 (+3%) Land $2,568 Building $16,528	$275,057 (+5.28%) Land $30,000 Building $245,057
2024	$1,660.00 (+6.55%) Homeowner's exemption	$18,540 (+3%) Land $2,493 Building $16,047	$261,265 (+74.18%) Land $30,000 Building $231,265
2023	$1,558.00 Homeowner's exemption	$18,000 Land $2,447 Building $15,553	$150,000 Land $20,390 Building $129,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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