807 Saddle Pt, Wilmington, NC 28411 Property Records

New Hanover County property record for 807 Saddle Pt, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,787 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,000 (Aug 2023)
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-327-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-327-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	940 sqft
Finished Basement	940 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Terrain	Low
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	200 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	807 SADDLE PT
City	WILMINGTON
State	NC
Zip	28411-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 74 SEC 2 NEWBURY WOODS
Legal Subdivision	NEWBURY WOODS SEC 2
Legal Block	5
Legal Lot Number	74
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1014
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage INTEGRITY HOME MORTGAGE CORP
Aug 7, 2023	Warranty Deed, Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Jan 26, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	202319677
Deed Book / Page	6656 / 256
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, COHESIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	00681700065
Date	Dec 8, 2025
Book Page	6817/65
Instrument	2025032270

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	122 PILOT CIR, WINCHESTER, VA 22602

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 7, 2023
Property Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	00665600256
Book / Page	6656 / 256
Map Reference	MB 37 PG 254
Instrument Date	Aug 3, 2023
Instrument	2023019677
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$838.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3319 PENDERLEA HWY, BURGAW, NC 28425-4065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	2023019678
Date	Aug 7, 2023
Instrument	2023019678

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	0063220850
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 SADDLE PT WILMINGTON NC 284111064, WILMINGTON, NC 28411-1064

Mortgage

Document Number	0063220850
Date	Jun 17, 2020
Book Page	006322/000850
Instrument	22349

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	0062661895
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 SADDLE PT WILMINGTON NC 284111064, WILMINGTON, NC 28411-1064

Mortgage

Document Number	0062661895
Date	Nov 27, 2019
Book Page	006266/001895
Instrument	39214

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAN JOSE, CA 95118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	807 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	0060340318
Book / Page	006034 / 000318
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 SADDLE PT WILMINGTON NC 284111064, WILMINGTON, NC 28411-1064

Mortgage

Document Number	0060340318
Date	Jan 31, 2017
Book Page	006034/000318
Instrument	3067

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2042

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,500 (-) Land $113,100 Building $293,400	$406,500 (-) Land $113,100 Building $293,400
2025	$1,441.00 (+3.67%)	$406,500 (+56.95%) Land $113,100 Building $293,400	$406,500 (+56.95%) Land $113,100 Building $293,400
2024	$1,390.00
2023		$259,000 (-) Land $62,500 Building $196,500	$259,000 (-) Land $62,500 Building $196,500
2022	$1,434.00	$259,000 Land $62,500 Building $196,500	$259,000 Land $62,500 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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