803 Saddle Pt, Wilmington, NC 28411 Property Records

New Hanover County property record for 803 Saddle Pt, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2022)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-329-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-329-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft
Finished Basement	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Patio Area	80 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	803 SADDLE PT
City	WILMINGTON
State	NC
Zip	28411-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 76 SEC 2 NEWBURY WOODS
Legal Subdivision	NEWBURY WOODS SEC 2
Legal Block	5
Legal Lot Number	76
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1014
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 SADDLE PT, WILMINGTON, NC 28411-1064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORNERSTONE HOME LENDING
Nov 29, 2022	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Jul 7, 2011 · Amount on Record
Deed Document Number	202240611
Deed Book / Page	6609 / 758
Prior Transfer Date	May 24, 2012
Prior Transfer Doc	00575302407
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	803 SADDLE PT, WILMINGTON, NC 28411-1064
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	00670001688
Date	Apr 17, 2024
Book Page	6700/1688
Instrument	2024008975

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Dec 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	803 SADDLE PT, WILMINGTON, NC 28411-1064
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	00665600122
Date	Aug 7, 2023
Book Page	6656/122
Instrument	2023019653

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 29, 2022
Property Address	803 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	00660900758
Book / Page	6609 / 758
Map Reference	MB 37 PG 254
Instrument Date	Nov 29, 2022
Instrument	2022040611
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	2022040612
Date	Nov 29, 2022
Instrument	2022040612

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,100 (-) Land $106,300 Building $207,800	$314,100 (-) Land $106,300 Building $207,800
2025	$1,262.00 (+11.88%)	$314,100 (+55.57%) Land $106,300 Building $207,800	$314,100 (+55.57%) Land $106,300 Building $207,800
2024	$1,128.00 (+0.53%)
2023	$1,122.00 (-0.88%)	$201,900 Land $58,400 Building $143,500	$201,900 Land $58,400 Building $143,500
2022	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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