805 Saddle Pt, Wilmington, NC 28411 Property Records

New Hanover County property record for 805 Saddle Pt, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2013)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-328-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-328-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Basement Area	1,652 sqft
Finished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Terrain	Low
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Patio Area	146 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	805 SADDLE PT
City	WILMINGTON
State	NC
Zip	28411-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 75 SEC 2 NEWBURY WOODS
Legal Subdivision	NEWBURY WOODS SEC 2
Legal Block	5
Legal Lot Number	75
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1014
Census Tract	11611

Owner

805 Saddle Pt is owned and occupied by an individual who bought it in November 2013.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	805 SADDLE PT, WILMINGTON, NC 28411-1064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2013 · Amount on File
Deed Sale	Nov 21, 2013 · Amount on File
Prior Sale	Mar 31, 1999 · Amount on File
Deed Document Number	201340991
Deed Book / Page	5783 / 2847
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	805 SADDLE PT, WILMINGTON, NC 28411-1064
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SADDLE PT, WILMINGTON, NC 28411-1064

Mortgage

Document Number	00670001862
Date	Apr 17, 2024
Book Page	6700/1862
Instrument	2024009006

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	2114 E ACHIEVE WAY, TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2034

Interest

Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	805 SADDLE PT, WILMINGTON, NC 28411-1064
Document Number	0063862779
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 SADDLE PT WILMINGTON NC 284111064, WILMINGTON, NC 28411-1064

Mortgage

Document Number	0063862779
Date	Dec 7, 2020
Book Page	006386/002779
Instrument	52170

Lender

Name	LOANPAL
Address	8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661-5920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 6, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 805 Saddle Pt was $1,523, up 13.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,100 (-) Land $108,300 Building $274,800	$383,100 (-) Land $108,300 Building $274,800
2025	$1,523.00 (+13.15%)	$383,100 Land $108,300 Building $274,800	$383,100 Land $108,300 Building $274,800
2024	$1,346.00 (+0.45%)
2023	$1,340.00 (-0.89%)	$243,600 Land $59,600 Building $184,000	$243,600 Land $59,600 Building $184,000
2022	$1,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Saddle Pt in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Saddle Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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