807 S 1040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 807 S 1040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1996
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2008)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-097-0017`

Property Details

APN / Parcel Number

Primary APN	`54-097-0017`
Alternative APN	`086985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	1,332 sqft
Basement Area	1,305 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	086985
Street Address	807 S 1040 E
City	SPANISH FORK
State	UT
Zip	84660-5906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17, PLAT A, VINEYARD SUBDV. AREA 0.207 AC.
Legal Subdivision	VINEYARD
Legal Lot Number	17
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2003
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	807 S 1040 E, SPANISH FORK, UT 84660-5906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jul 21, 2020	Deed of Trust, Mortgage GATEWAY MTG GRP
Feb 13, 2018	Deed of Trust, Mortgage PRIME MTG LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2008 · Amount on Record
Deed Sale	Sep 24, 2008 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	2008105177
Prior Transfer Date	Sep 17, 2008
Prior Transfer Doc	0000105177
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	807 S 1040 E, SPANISH FORK, UT 84660-5906
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 S 1040 E, SPANISH FORK, UT 84660-5906

Mortgage

Document Number	0000023872
Date	Apr 12, 2024
Instrument	23872:2024

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPANISH FORK, UT 84660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	807 S 1040 E, SPANISH FORK, UT 84660-5906
Document Number	0000107309
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	WASATCH TITLE INSURANCE AGENCY LLC, WASATCH TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 S 1040 E SPANISH FORK UT 846605906, SPANISH FORK, UT 84660-5906

Mortgage

Document Number	0000107309
Date	Jul 27, 2020
Instrument	107309

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	807 S 1040 E, SPANISH FORK, UT 84660-5906
Document Number	0000015872
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	INWEST TITLE-OREM #1

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	807 S 1040 E SPANISH FORK UT 846605906, SPANISH FORK, UT 84660-5906

Mortgage

Document Number	0000015872
Date	Feb 16, 2018
Instrument	15872

Lender

Name	PRIME MTG LNDG
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,325 (-43.64%)	$471,500 (+2.48%) Land $182,300 Building $289,200
2025	$2,437.00	$460,100 (+94.59%) Land $182,300 Building $277,800	$460,100 (+7.02%) Land $182,300 Building $277,800
2024	$2,437.00 (+6.37%)
2023	$2,291.00 (-2.22%)	$236,445	$429,900 Land $173,600 Building $256,300
2022	$2,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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