804 S 1040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 804 S 1040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,961 sqft · built 1997
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,800 (May 2017)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-097-0014`

Property Details

APN / Parcel Number

Primary APN	`54-097-0014`
Alternative APN	`086982`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	4,674 sqft
1st Floor Area	1,961 sqft
Basement Area	1,920 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,409 sqft (0.216 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	511 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	086982
Street Address	804 S 1040 E
City	SPANISH FORK
State	UT
Zip	84660-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14, PLAT A, VINEYARD SUBDV. AREA 0.216 AC.
Legal Subdivision	VINEYARD
Legal Lot Number	14
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2006
Census Tract	3203

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 S 1040 E, SPANISH FORK, UT 84660-5905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FEDERAL CREDIT UNION
Nov 20, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
May 22, 2017	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Sep 30, 2010 · Amount on Record
Deed Document Number	201748975
Prior Transfer Date	Dec 31, 1998
Prior Transfer Doc	0000000772
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 15, 2026
Property Address	804 S 1040 E, SPANISH FORK, UT 84660-5905
Document Number	0000031271
Instrument Date	Apr 10, 2026
Instrument	202631271
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	804 S 1040 E, SPANISH FORK, UT 84660-5905
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031271,
Date	Apr 15, 2026
Instrument	202631271

Lender

Name	UTAH COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	804 S 1040 E, SPANISH FORK, UT 84660-5905
Document Number	0000124007
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 S 1040 E SPANISH FORK UT 846605905, SPANISH FORK, UT 84660-5905

Mortgage

Document Number	0000124007
Date	Nov 25, 2019
Instrument	124007

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 22, 2017
Property Address	804 S 1040 E, SPANISH FORK, UT 84660-5905
Document Number	0000048975
Instrument Date	May 19, 2017
Instrument	48975
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	INVESTORS TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 S 1040 E SPANISH FORK UT 846605905, SPANISH FORK, UT 84660-5905

Mortgage

Document Number	49024
Date	May 22, 2017
Instrument	49024

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,315 (-0.03%)	$613,300 (-0.03%) Land $184,000 Building $429,300
2025	$3,250.00 (+12.03%)	$337,425 (+11.18%)	$613,500 (+11.18%) Land $184,000 Building $429,500
2024	$2,901.00 (-1.36%)
2023	$2,941.00 (+4.89%)	$303,490	$551,800 Land $175,200 Building $376,600
2022	$2,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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