807 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 807 E Lovell Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,143 sqft · built 2014
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Jun 2016)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-03-226-047`

Property Details

APN / Parcel Number

Primary APN	`88-20-03-226-047`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	3,143 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	195 ft deep x 85 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	807 E LOVELL DR
City	TROY
State	MI
Zip	48085-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 3 PART OF NE FRAC 1/4 BEG AT PT DIST N 01-46-00 W 1831.58 FT &S 88-39-00 W 1027.92 FT FROM E 1/4 COR, TH N
Legal Range	11E
Legal Township	2N
Legal Section	3
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	196200

Owner

Source: Oakland County records · APN 88-20-03-226-047

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	807 E LOVELL DR, TROY, MI 48085-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 14, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2016 · Amount on Record
Deed Sale	Jun 02, 2016 · Amount on Record
Prior Sale	May 08, 2014 · Amount on Record
Deed Document Number	2016106378
Deed Book / Page	49432 / 449
Last Transfer Date	Jul 23, 2024
Transfer Doc	0000085630
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	807 E LOVELL DR, TROY, MI 48085-1645
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056405
Date	Apr 10, 2018
Book Page	51706/00506
Instrument	56405

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	807 E LOVELL DR, TROY, MI 48085-1645
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034230
Date	Mar 14, 2019
Book Page	52646/00107
Instrument	034230

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	807 E LOVELL DR, TROY, MI 48085-1645
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 E LOVELL DR, TROY, MI 48085-1645

Mortgage

Document Number	0000076234
Date	Mar 25, 2021
Book Page	55943/441
Instrument	76234

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	807 E LOVELL DR, TROY, MI 48085-1645
Document Number	0000141203
Instrument Date	Jul 02, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	807 E LOVELL DR TROY MI 480851645, TROY, MI 48085-1645

Mortgage

Document Number	0000141203
Date	Jul 20, 2020
Book Page	054528/000758
Instrument	141203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,731.00 (-6.31%)
2023			$527,480
2022	$7,184.00	$263,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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