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705 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 705 E Lovell Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,058 sqft · built 1950
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Feb 1997)
Tax Bill$3,063 (2025)
Deeds & MortgagesFeb 2020 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-03-226-036

Property Details

APN / Parcel Number

Primary APN88-20-03-226-036

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,058 sqft Living Area
1st Floor Area1,224 sqft
Basement Area1,224 sqft
Unfinished Basement1,224 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAsbestos
Foundation TypeNo Foundation
Roof TypeGable
Lot Area41,818 sqft (0.96 acres)
Lot Dimensions340 ft deep x 122 ft wide
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area192 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address705 E LOVELL DR
CityTROY
StateMI
Zip48085-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 BASSETT & SMITH FLOWING SPRING ACRES W 1/2 OF LOT 77, ALSO S100 FT OF W 1/2 OF LOT 78
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionBASSETT SMITH FLOWING SPRING ACRES
Legal Lot Number77-78
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1000
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-226-036

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address705 E LOVELL DR, TROY, MI 48085-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
May 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
HALL FINANCIAL GROUP
Feb 08, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 1997 · Amount on Record
Deed SaleFeb 20, 1997 · Amount on Record
Prior SaleOct 24, 1996
Last Transfer DateFeb 01, 2021
Transfer Doc0000033599
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address705 E LOVELL DR, TROY, MI 48085-1603
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029094
DateFeb 07, 2020
Book Page53815/411
Instrument29094
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2040

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address705 E LOVELL DR, TROY, MI 48085-1603
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080442
DateMay 23, 2019
Book Page52856/00771
Instrument80442
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2039

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 08, 2021
Property Address705 E LOVELL DR, TROY, MI 48085-1603
Document Number0000033599
Book / Page55655 / 181
Map ReferenceLB 37 PG 9
Instrument DateFeb 01, 2021
Instrument33599
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E LOVELL DR, TROY, MI 48085-1603

Mortgage

Document Number0055655183
DateFeb 08, 2021
Instrument55655/183
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,063.00 (-6.27%)
2023$247,400
2022$3,268.00$123,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 216 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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