1. Home
  2. Michigan
  3. Oakland County
  4. Troy
  5. E Lovell Dr

685 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 685 E Lovell Dr, Troy, MI 48085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,082 sqft · built 1987
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Oct 2023)
Tax Bill$7,045 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-03-226-040

Property Details

APN / Parcel Number

Primary APN88-20-03-226-040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area1,656 sqft
Basement Area1,656 sqft
Unfinished Basement1,656 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions125 ft deep x 120 ft wide
Garage Area665 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area57 sqft
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address685 E LOVELL DR
CityTROY
StateMI
Zip48085-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 3 BASSETT & SMITH FLOWING SPRING ACRES E 125 FT OF S 120 FT OFLOT 66 04/29/86 FR 005
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionBASSETT SMITH FLOWING SPRING ACRES
Legal Lot Number4,66
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1000
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-226-040

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address685 E LOVELL DR, TROY, MI 48085-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleMar 11, 1999 · Amount on Record
Deed Document Number2023116029
Deed Book / Page58958 / 873
Prior Transfer DateAug 10, 2010
Prior Transfer Doc0000146690
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 24, 2023
Property Address685 E LOVELL DR, TROY, MI 48085-1603
Document Number0000116029
Book / Page58958 / 873
Map ReferenceLB 37 PG 9
Instrument DateOct 13, 2023
Instrument116029
Transaction TypeTransfer
Record UpdatedNov 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,562.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2115 JARMAN DR, TROY, MI 48085-1038

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 E LOVELL DR, TROY, MI 48085-1603
InvestorPossibly a Property Investor

Mortgage

Document Number0000114944
DateOct 20, 2023
Book Page58952/461
Instrument114944
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,045.00 (+69.23%)
2023$339,700
2022$4,163.00$169,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Lovell Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures