807 Craig St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 807 Craig St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,220 sqft · built 1910
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2024)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.49-1-61`

Property Details

APN / Parcel Number

Primary APN	`421500 49.49-1-61`
Alternative APN	`150004904900010610000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,220 sqft Total Area
1st Floor Area	1,110 sqft
2nd Floor Area	1,110 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	807 CRAIG ST
City	SCHENECTADY
State	NY
Zip	12307-1910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AND PART OF 7 2 WOOD
Legal Block	1
Legal Lot Number	61.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 HAWK ST, SCHENECTADY, NY 12307-1130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Dec 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	202427999
Deed Book / Page	2130 / 723
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000060817
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	807 CRAIG ST, SCHENECTADY, NY 12307-1910
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046324
Date	Aug 15, 2023
Book Page	5323/443
Instrument	202346324

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 2, 2021
Property Address	807 CRAIG ST, SCHENECTADY, NY 12307-1910
Document Number	0000060817
Book / Page	2072 / 760
Instrument Date	Oct 22, 2021
Instrument	202160817
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 RAYMOND ST, SCHENECTADY, NY 12308-1608

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,577.00 (+9.26%)	$68,700 (-) Land $10,300 Building $58,400	$113,761 (+30.82%) Land $17,056 Building $96,705
2023		$68,700 (-) Land $10,300 Building $58,400	$86,962 (+3.8%) Land $13,038 Building $73,924
2022		$68,700 Land $10,300 Building $58,400	$83,780 Land $12,561 Building $71,219
2021	$4,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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