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704 Craig St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 704 Craig St, Schenectady, NY 12307

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 1,908 sqft · built 1910
Lot Size0.068 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2022)
Tax Bill$338 (2026)
Deeds & MortgagesFeb 2023 Sale
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.40-5-26

Property Details

APN / Parcel Number

Primary APN421500 49.40-5-26
Alternative APN
  • 150004904000050260000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
1st Floor Area954 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialComposition/Composite
Lot Area3,000 sqft (0.068 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address704 CRAIG ST
CitySCHENECTADY
StateNY
Zip12307-1820
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code03 - MULTI
Legal DescriptionSTEVENS MAP 2 WOOD
Legal Block5
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4001
Census Tract20900

Owner

704 Craig St, residential vacant land, is owned by two individuals who bought it in October 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address12314 LINDEN BLVD, SOUTH OZONE PARK, NY 11420-2011
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed, Transfer
Jul 26, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2022 · Amount on File
Deed SaleOct 19, 2022 · Amount on File
Prior SaleJul 26, 2019 · Amount on File
Deed Document Number202255463
Deed Book / Page2095 / 88
Prior Transfer DateJul 15, 2019
Prior Transfer Doc0000033302
Record UpdatedOct 29, 2026

February 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateFeb 10, 2023
Property Address704 CRAIG ST, SCHENECTADY, NY 12307-1820
Document Number0000008124
Book / Page2102 / 747
Instrument DateFeb 1, 2023
Instrument202308124
Transaction TypeTransfer
Record UpdatedFeb 27, 2023

Transaction

AmountAmount on Record
Tax$28.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address846 LINCOLN AVE, SCHENECTADY, NY 12307-1810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address603 CRAIG ST, SCHENECTADY, NY 12307-1817

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJul 26, 2019
Property Address704 CRAIG ST, SCHENECTADY, NY 12307-1820
Document Number0000033302
Book / Page002016 / 000327
Instrument DateJul 15, 2019
Instrument33302
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$6.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address846 LINCOLN AVE #1ST SCHENECTADY NY 123071810, 1ST, SCHENECTADY, NY 12307-1810

Tax Assessment & Valuation

The 2026 property tax bill for 704 Craig St was $338, up 0.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338.00 (+0.6%)
2025$336.00$8,200 Land $8,200$13,578 Land $13,578
2023$8,200 (-) Land $8,200$10,380 (+3.8%) Land $10,380
2022$8,200 Land $8,200$10,000 Land $10,000
2021$332.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 704 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 704 Craig St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: Massivemesh Networks.

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