803 Craig St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 803 Craig St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,090 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Dec 2022)
Tax Bill	$4,863 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.49-1-63.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.49-1-63.1`
Alternative APN	`150004904900010630010000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,090 sqft Total Area
1st Floor Area	1,045 sqft
2nd Floor Area	1,045 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	70 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	803 CRAIG ST
City	SCHENECTADY
State	NY
Zip	12307-1910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	63.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20900

Owner

803 Craig St, a duplex, is owned by two individuals who bought it in December 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1107 FTELEY AVE, BRONX, NY 10472-4433
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 6, 2019	Tax Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Jul 1, 2003 · Amount on File
Deed Document Number	202267150
Deed Book / Page	2099 / 763
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000039878
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	803 CRAIG ST, SCHENECTADY, NY 12307-1910
Transaction Type	Mortgage
Record Updated	Sep 4, 2023
Title Company	TRUE TITLE SERVICES LLC, ATRIUM TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 LINDEN ST, SCHENECTADY, NY 12304-1229

Mortgage

Document Number	0000047736
Date	Aug 22, 2023
Book Page	5325/167
Instrument	202347736

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2019: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 6, 2019
Property Address	803 CRAIG ST, SCHENECTADY, NY 12307-1910
Document Number	0000039878
Book / Page	002019 / 000268
Instrument Date	Aug 27, 2019
Instrument	39878
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 803 Craig St was $4,863, up 3.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,863.00 (+3.89%)
2025	$4,681.00	$55,100 Land $8,300 Building $46,800	$91,240 Land $13,744 Building $77,496
2023		$55,100 (-) Land $8,300 Building $46,800	$69,747 (+3.8%) Land $10,506 Building $59,241
2022		$55,100 Land $8,300 Building $46,800	$67,195 Land $10,122 Building $57,073
2021	$4,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 Craig St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 803 Craig St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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