807 Borders Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 807 Borders Rd, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,853 sqft · built 2002
Lot Size	1.59 acres (69,446 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Oct 2023)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25565`

Property Details

APN / Parcel Number

Primary APN	`25565`
Alternative APNs	`1334251` `1359395`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,853 sqft Finished Area
Attic	Attic
Attic Area	512 sqft
Basement Area	426 sqft
Unfinished Basement	426 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Material	Metal
Lot Area	69,446 sqft (1.59 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	558 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1359395
Street Address	807 BORDERS RD
City	SHELBY
State	NC
Zip	28150-8194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#17-19 PB12-69BUFFALO HGT
Legal Subdivision	BUFFALO HEIGHTS
Legal Block	7
Legal Lot Number	4
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1020
Census Tract	950701

Owner

Source: Cleveland County records · APN 25565

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	807 BORDERS RD, SHELBY, NC 28150-8194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Nov 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	2023200093644
Deed Book / Page	1909 / 927
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0018262949
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 31, 2023
Property Address	807 BORDERS RD, SHELBY, NC 28150-8194
Document Number	0019090927
Book / Page	1909 / 927
Map Reference	MB 12 PG 69
Instrument Date	Oct 24, 2023
Instrument	200093644
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1625 WHITE MESQUITE PL, HENDERSON, NV 89012-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 BORDERS RD, SHELBY, NC 28150-8194

Mortgage

Document Number	0001909937
Date	Oct 31, 2023
Instrument	1909/937

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	807 BORDERS RD, SHELBY, NC 28150-8194
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018800388
Date	Aug 15, 2022
Book Page	1880/388
Instrument	200077030

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 23, 2020
Property Address	807 BORDERS RD, SHELBY, NC 28150-8194
Document Number	0018262949
Book / Page	001826 / 002949
Instrument Date	Nov 23, 2020
Instrument	7202
Transaction Type	Transfer
Record Updated	Jan 05, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6817 S EASTERN AVE #101-A LAS VEGAS NV 891194684, 101-A, LAS VEGAS, NV 89119-4684

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 17, 2020
Property Address	807 BORDERS RD, SHELBY, NC 28150-8194
Document Number	0018261653
Book / Page	1826 / 1653
Map Reference	MB 12 PG 69
Instrument Date	Nov 17, 2020
Instrument	200046954
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 HUGH HARRILL RD, 2903, SHELBY, NC 28150-7746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1625 WHITE MESQUITE PL, HENDERSON, NV 89012-5030

Mortgage

Document Number	18261656
Date	Nov 17, 2020
Instrument	1826/1656

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	807 BORDERS RD, SHELBY, NC 28150-8194
Document Number	0018090726
Instrument Date	Mar 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	807 BORDERS RD SHELBY NC 281508194, SHELBY, NC 28150-8194

Mortgage

Document Number	0018090726
Date	Mar 13, 2020
Book Page	001809/000726
Instrument	37113

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,176 (-) Land $42,276 Building $561,900	$604,176 (-) Land $42,276 Building $561,900
2025	$3,836.00	$604,176 (+38.92%) Land $42,276 Building $561,900	$604,176 (+38.92%) Land $42,276 Building $561,900
2023		$434,912 Land $34,032 Building $400,880	$434,912 Land $34,032 Building $400,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459507011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

807 Borders Rd, Shelby, NC 28150 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Borders Rd

Nearby Streets

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