525 Borders Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 525 Borders Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 1958
Lot Size	0.695 acres (30,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 2018)
Tax Bill	$992 (2026)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`57504`

Property Details

APN / Parcel Number

Primary APN	`57504`
Alternative APN	`1313306`

Interior

Stories	1 Story
Building Area	1,334 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	30,274 sqft (0.695 acres)
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1313306
Street Address	525 BORDERS RD
City	SHELBY
State	NC
Zip	28152-0921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	.695 AC RD 2047
Legal Subdivision	JERRY T ROBERTS
Legal Block	1
Legal Lot Number	66
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3001
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2916 ELIZABETH AVE, SHELBY, NC 28150-9788
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2018200015565
Deed Book / Page	1771 / 1351
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 10, 2018
Property Address	525 BORDERS RD, SHELBY, NC 28152-0921
Document Number	0017711351
Book / Page	001771 / 001351
Instrument Date	Jul 9, 2018
Instrument	15565
Transaction Type	Transfer
Record Updated	Jul 24, 2018

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 CANDLEWOOD DR KINGS MOUNTAIN NC 280869546, KINGS MOUNTAIN, NC 28086-9546

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00 (+8.3%)	$144,367 (-) Land $23,282 Building $121,085	$144,367 (-) Land $23,282 Building $121,085
2025	$916.00	$144,367 (+62.23%) Land $23,282 Building $121,085	$144,367 (+62.23%) Land $23,282 Building $121,085
2023		$88,987 Land $14,667 Building $74,320	$88,987 Land $14,667 Building $74,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Borders Rd

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