Cleveland County property record for 804 Borders Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 3,480 sqft · built 1985 |
| Lot Size | 2.95 acres (128,556 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,927 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25509 |
| Primary APN | 25509 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 3,480 sqft Finished Area |
| Upper Floors Area | 1,404 sqft |
| Basement Area | 2,900 sqft |
| Finished Basement | 2,100 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Roof Material | Metal |
| Lot Area | 128,556 sqft (2.95 acres) |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,048 sqft |
| Loading Dock | Loading Dock |
| Storage Building | 70 sqft |
| Boat Access | Boat Access |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1195231 |
|---|---|
| Street Address | 804 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-8194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #12-#15 BUFFALO HTS BORDE RS RD PB 12-69 |
| Legal Subdivision | BUFFALO HTS |
| Legal Block | 5 |
| Legal Lot Number | 49 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950701 |
Source: Cleveland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 804 BORDERS RD, SHELBY, NC 28150-8194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,090,887 (-) Land $315,719 Building $775,168 | $1,090,887 (-) Land $315,719 Building $775,168 | |
| 2025 | $6,927.00 | $1,090,887 (+40.79%) Land $315,719 Building $775,168 | $1,090,887 (+40.79%) Land $315,719 Building $775,168 |
| 2023 | $774,841 Land $250,000 Building $524,841 | $774,841 Land $250,000 Building $524,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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