806 E North Ave, Effingham, IL 62401 Property Records

Effingham County property record for 806 E North Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,240 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Mar 2021)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-006-108`

Property Details

APN / Parcel Number

Primary APN	`03-16-006-108`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Base Area
1st Floor Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	806 E NORTH AVE
City	EFFINGHAM
State	IL
Zip	62401-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50FT BLK 6 KRALMAN'S SUBD B & W 25FT LOT 6 BLK 1 KRALMAN'S SUB A 3665/18 3352/299 407/287
Legal Subdivision	KRALMAN'S SUBDIVISION
Legal Block	6,1
Legal Lot Number	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1073
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	806 E NORTH AVE, EFFINGHAM, IL 62401-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	202121001142
Deed Book / Page	3665 / 18
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 8, 2021
Property Address	806 E NORTH AVE, EFFINGHAM, IL 62401-3231
Document Number	3665/18
Book / Page	3665 / 18
Map Reference	MB 3 PG 171
Instrument Date	Mar 5, 2021
Instrument	202121001142
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 E NORTH AVE, 806, EFFINGHAM, IL 62401-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E NORTH AVE, EFFINGHAM, IL 62401-3231

Mortgage

Document Number	202121001143
Date	Mar 8, 2021
Instrument	202121001143

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 7, 2017
Property Address	806 E NORTH AVE, EFFINGHAM, IL 62401-3231
Document Number	3352/299
Book / Page	3352 / 299
Map Reference	MB 3 PG 171
Instrument Date	Dec 6, 2017
Instrument	201700005608
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	THE TITLE CENTER/FL, THE TITLE CENTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 E NORTH AVE, EFFINGHAM, IL 62401-3231

Mortgage

Document Number	201700005609
Date	Dec 7, 2017
Instrument	201700005609

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (+16.64%)	$62,280 (+31.89%) Land $12,240 Building $50,040	$186,840 (+31.89%) Land $36,720 Building $150,120
2022	$2,722.00 Homeowner's exemption	$47,220 Land $9,280 Building $37,940	$141,660 Land $27,840 Building $113,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Fidium Fiber DSL	200 / 40
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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