800 E North Ave, Effingham, IL 62401 Property Records

Effingham County property record for 800 E North Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,026 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$657,000 (Mar 2026)
Tax Bill	$5,235 (2024)
Deeds & Mortgages	Jun 2011 Mortgage Feb 2012 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-006-111`

Property Details

APN / Parcel Number

Primary APN	`03-16-006-111`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,026 sqft Base Area
1st Floor Area	1,026 sqft
Basement Area	38 sqft
Unfinished Basement	38 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	800 E NORTH AVE
City	EFFINGHAM
State	IL
Zip	62401-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 75FT OF E 956FT EXCEPT PT W 7.3FT OF E 956.47FT OF N 68.56FT BLK 6 KRALMAN SUBD B 2737/230 2149/293 2143/15 1475/62 842/234
Legal Subdivision	KRALMAN SUBDIVISION
Legal Block	6
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1073
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-006-111

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3001 FOUR SEASONS DR, A1, EFFINGHAM, IL 62401-2935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Feb 08, 2012	Deed of Trust, Mortgage · Line of Credit MIDLAND STATE BANK
Apr 15, 2015	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
May 05, 2015	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Aug 09, 2006	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Jul 08, 2011	Deed of Trust, Mortgage · Line of Credit MIDLAND STATE BANK
Mar 02, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 27, 2005	Warranty Deed, Transfer · Conventional Mortgage EFFINGHAM STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2026 · Amount on Record
Deed Sale	Mar 02, 2026 · Amount on Record
Prior Sale	Jun 29, 2011
Deed Document Number	2026747
Prior Transfer Date	Jul 18, 2005
Prior Transfer Doc	2149/293
Record Updated	Jun 08, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002737/233
Date	Jun 29, 2011
Book Page	2737/233
Instrument	201101102867

Lender

Name	MIDLAND STATES BANK
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002804/212
Date	Feb 08, 2012
Book Page	2804/212
Instrument	201201200664

Lender

Name	MIDLAND STATE BANK
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	17%

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003109/179
Date	Apr 15, 2015
Book Page	3109/179
Instrument	201501501395

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2030

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003113/308
Date	May 05, 2015
Book Page	3113/308
Instrument	201501501686

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002247/325
Date	Aug 09, 2006
Book Page	2247/325
Instrument	0603880

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 07, 2009

Interest

Rate	8.5%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002739/332
Date	Jul 08, 2011
Book Page	2739/332
Instrument	201101103022

Lender

Name	MIDLAND STATE BANK
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	17%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 02, 2026
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Document Number	202626000747
Instrument Date	Feb 26, 2026
Instrument	202626000747
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231

Mortgage

Document Number	202626000748
Date	Mar 02, 2026
Instrument	202626000748

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	202626000749
Date	Mar 02, 2026
Instrument	202626000749

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	111 E WACKER DR STE 1000, CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2036

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 27, 2005
Property Address	800 E NORTH AVE, EFFINGHAM, IL 62401-3231
Document Number	2143/015
Book / Page	2143 / 015
Map Reference	MB2 PG99
Instrument Date	Jun 24, 2005
Instrument	0503419
Transaction Type	Transfer
Record Updated	Aug 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 E NORTH AVE, 800, EFFINGHAM, IL 62401-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 569763, DALLAS, TX 75356
Mail Care Of	FIRST AMERICAN TAX SERVICE

Mortgage

Document Number	002143/018
Date	Jun 27, 2005
Book Page	2143/018
Instrument	0503420

Lender

Name	EFFINGHAM STATE BANK
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,235.00 (+23.99%) Homeowner's exemption	$83,490 (+19.91%) Land $10,770 Building $72,720	$250,470 (+19.91%) Land $32,310 Building $218,160
2022	$4,222.00 Homeowner's exemption	$69,630 Land $8,980 Building $60,650	$208,890 Land $26,940 Building $181,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Consolidated Communications	DSL	200 / 40
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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