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906 E North Ave, Effingham, IL 62401 Property Records

Effingham County property record for 906 E North Ave, Effingham, IL 62401 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1,968 sqft · built 1957
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Sep 2021)
Tax Bill$3,931 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2012 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-006-106

Property Details

APN / Parcel Number

Primary APN03-16-006-106

Interior

Stories1 Story
Building Area1,968 sqft Base Area
Basement Area1,456 sqft

Exterior

Year BuiltBuilt 1957
Construction TypeFrame
Lot Area22,651 sqft (0.519 acres)

Location & Zoning

Street Address906 E NORTH AVE
CityEFFINGHAM
StateIL
Zip62401-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 4 & 5 BLK 1 KRALMAN'S SUB A 3721/88 2838/52 2426/285 1448/271 1448/269 331/405
Legal SubdivisionKRALMAN'S SUBDIVISION
Legal Block1
Legal Lot Number4-5
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1073
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-006-106

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jun 08, 2012Warranty Deed, Transfer · USDA Mortgage
USDA
Jul 21, 2008Trustee's Deed, Foreclosure · Conventional Mortgage
WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2021 · Amount on Record
Deed SaleSep 07, 2021 · Amount on Record
Prior SaleJun 08, 2012 · Amount on Record
Deed Document Number202121004492
Deed Book / Page3721 / 88
Record UpdatedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateSep 07, 2021
Property Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233
Document Number0003721/88
Book / Page3721 / 88
Map ReferenceMB 3 PG 171
Instrument DateAug 31, 2021
Instrument202121004492
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233

Mortgage

Document Number202121004493
DateSep 07, 2021
Instrument202121004493
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

June 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 08, 2012
Property Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233
Document Number002838/052
Book / Page2838 / 052
Map ReferenceMB3 PG171
Instrument DateJun 07, 2012
Instrument201201202873
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$201.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233

Mortgage

Document Number201201202874
DateJun 08, 2012
Instrument201201202874
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJun 07, 2045

July 2008: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionEFFINGHAM IL
Recording DateJul 21, 2008
Property Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233
Document Number002426/285
Book / Page2426 / 285
Map ReferenceMB3 PG171
Instrument DateJul 21, 2008
Instrument200800803722
Transaction TypeForeclosure
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$141.75
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address9726 N OAK ST, EFFINGHAM, IL 62401-4886

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address906 E NORTH AVE, EFFINGHAM, IL 62401-3233

Mortgage

Document Number200800803723
DateJul 21, 2008
Instrument200800803723
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2023

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,931.00 (+78.52%) Homeowner's exemption$64,200 (+19.91%) Land $24,940 Building $39,260$192,600 (+19.91%) Land $74,820 Building $117,780
2022$2,202.00 Homeowner's exemption$53,540 Land $20,800 Building $32,740$160,620 Land $62,400 Building $98,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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