Island County property record for 777 SW Regency Dr, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,792 sqft · built 1998 |
| Lot Size | 0.188 acres (8,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,595 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S8152-03-00109-0 |
| Primary APN | S8152-03-00109-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,518 sqft |
| 1st Floor Area | 1,203 sqft |
| Upper Floors Area | 589 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 8,166 sqft (0.188 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 278 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 777 SW REGENCY DR |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OH |
| Legal Description | SHANNON FOREST #3 LOT 109 |
| Legal Subdivision | SHANNON FOREST #3 |
| Legal Lot Number | 109 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970401 |
777 SW Regency Dr is owned and occupied by two individuals.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 777 SW REGENCY DR, OAK HARBOR, WA 98277-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 777 SW Regency Dr was $4,595, up 9.2% from the year before.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Municipality | Oak Harbor City |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,595.00 (+9.17%) | ||
| 2025 | $4,209.00 | $502,703 Land $210,000 Building $292,703 | $502,703 Land $210,000 Building $292,703 |
| 2023 | $3,961.00 | $475,672 (+7.65%) Land $190,000 Building $285,672 | $475,672 (+7.65%) Land $190,000 Building $285,672 |
| 2022 | $441,862 Land $180,000 Building $261,862 | $441,862 Land $180,000 Building $261,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 777 SW Regency Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 777 SW Regency Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650 |
|---|---|
| Water Source | Purchased surface water from CITY OF ANACORTES |
| Last State Inspection | Jul 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, T-Mobile, Ziply Fiber.
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