805 Red Oak Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 805 Red Oak Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1981
Lot Size	0.251 acres (10,948 sqft)
Owner	Company Name on File
Last Sale	$156,000 (Apr 2014)
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`196370A012`

Property Details

APN / Parcel Number

Primary APN	`196370A012`
Alternative APN	`2-050A-5132-00-0013.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	1,160 sqft
Basement Area	1,120 sqft
Finished Basement	800 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,948 sqft (0.251 acres)
Lot Dimensions	161 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	196370A012
Street Address	805 RED OAK LN
City	O FALLON
State	MO
Zip	63366-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	LE CLAR PARC LOT 13
Legal Subdivision	LECLAR PARC #1
Legal Lot Number	13
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

805 Red Oak Ln is owned by a company that acquired it in April 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	805 RED OAK LN, O FALLON, MO 63366-1644
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage TOGETHER CU
Apr 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on File
Deed Sale	Apr 3, 2014 · Amount on File
Prior Sale	Dec 9, 2008 · Amount on File
Deed Document Number	2014161830
Deed Book / Page	6170 / 1244
Last Transfer Date	Apr 12, 2018
Transfer Doc	0069052239
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	805 RED OAK LN, O FALLON, MO 63366-1644
Document Number	0000091974
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	805 RED OAK LN O FALLON MO 633661644, O FALLON, MO 63366-1644

Mortgage

Document Number	0000091974
Date	Nov 24, 2020
Instrument	91974

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2018
Property Address	805 RED OAK LN, O FALLON, MO 63366-1644
Document Number	0069052239
Book / Page	006905 / 002239
Instrument Date	Apr 12, 2018
Instrument	205870
Transaction Type	Transfer
Record Updated	Apr 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	805 RED OAK LN O FALLON MO 633661644, O FALLON, MO 63366-1644

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,515 (-)	$229,026 (-) Land $62,500 Building $166,526
2025		$43,515	$229,026 Land $62,500 Building $166,526
2024	$2,618.00
2023		$39,368
2022			$207,199 Land $43,750 Building $163,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 805 Red Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Red Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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