St. Charles County property record for 705 Red Oak Ln, O Fallon, MO 63366
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,504 sqft · built 1977 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $201,600 (Dec 2021) |
| Tax Bill | $2,816 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196370A009 |
| Primary APN | 196370A009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,504 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 92 sqft |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 196370A009 |
|---|---|
| Street Address | 705 RED OAK LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1642 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AE9 |
| Legal Description | LE CLAR PARC LOT 10 |
| Legal Subdivision | LECLAR PARC #1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 311802 |
Source: St. Charles County records · APN 196370A009
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 452 LYNWOOD FOREST DR, MANCHESTER, MO 63021-5511 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARROLLTON BANK |
| Jun 13, 2017 | Warranty Deed, Transfer · FHA Mortgage HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Prior Sale | Jun 13, 2017 · Amount on Record |
| Deed Document Number | 202198211 |
| Prior Transfer Date | Nov 30, 2021 |
| Prior Transfer Doc | 0000098211 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 03, 2021 |
| Property Address | 705 RED OAK LN, O FALLON, MO 63366-1642 |
| Document Number | 0000098211 |
| Map Reference | MB 19 PG 122 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021R-098211 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 452 LYNWOOD FOREST DR, MANCHESTER, MO 63021-5511 |
| Document Number | 0000098212 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021R-098212 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 13, 2017 |
| Property Address | 705 RED OAK LN, O FALLON, MO 63366-1642 |
| Document Number | 0067581907 |
| Book / Page | 006758 / 001907 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 362090 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2017 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 RED OAK LN O FALLON MO 633661642, O FALLON, MO 63366-1642 |
| Document Number | 67581909 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 006758/001909 |
| Instrument | 362100 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,816.00 (+6.22%) | $43,452 (+9.49%) | $228,695 (+9.49%) Land $62,500 Building $166,195 |
| 2024 | $2,651.00 | ||
| 2023 | $39,685 | ||
| 2022 | $208,873 Land $43,750 Building $165,123 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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