810 Red Oak Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 810 Red Oak Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,092 sqft · built 1977
Lot Size	0.4 acres (17,442 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2021)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196370A014`

Property Details

APN / Parcel Number

Primary APN	`196370A014`
Alternative APN	`2-050A-5132-00-0015.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,442 sqft
Lot Dimensions	153 ft deep x 114 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	196370A014
Old Parcel Number	196370A014
Street Address	810 RED OAK LN
City	O FALLON
State	MO
Zip	63366-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	LE CLAR PARC LOT 15 & PT LOT 17
Legal Range	03E
Legal Township	47N
Legal Subdivision	LECLAR PARC #1
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4025
Census Tract	311802

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	810 RED OAK LN, O FALLON, MO 63366-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	0202174494
Deed Book / Page	2021 / 74494
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 7, 2021
Property Address	810 RED OAK LN, O FALLON, MO 63366-1645
Document Number	2021R074494
Map Reference	MB 19 PG 122
Instrument Date	Sep 1, 2021
Instrument	2021R-074494
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 DANIELLE ELIZABETH CT, 1114, O FALLON, MO 63366-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 RED OAK LN, O FALLON, MO 63366-1645
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R074495
Date	Sep 7, 2021
Instrument	2021R-074495

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 31, 2017
Property Address	810 RED OAK LN, O FALLON, MO 63366-1645
Document Number	0067201993
Book / Page	6720 / 1993
Map Reference	MB 19 PG 122
Instrument Date	Mar 23, 2017
Instrument	20170331000193280
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 RED OAK LN, O FALLON, MO 63366-1645

Mortgage

Document Number	0067201997
Date	Mar 31, 2017
Book Page	6720/1997
Instrument	20170331000999915

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00	$43,770 (+6.9%)	$230,370 (+6.9%) Land $62,500 Building $167,870
2023		$40,945
2022			$215,502 Land $43,750 Building $171,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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