805 Opal Ct, Davenport, FL 33837 Property Records

Polk County property record for 805 Opal Ct, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,475 sqft · built 2019
Lot Size	0.164 acres (7,126 sqft)
Owner	2 Individuals on Record
Last Sale	$445,000 (Aug 2022)
Tax Bill	$5,629 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726007-000560`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726007-000560`
Alternative APNs	`052727726007000560` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	3,151 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	907 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,126 sqft (0.164 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	599 sqft
Porch	Florida Room
Porch Area	77 sqft

Location & Zoning

Street Address	805 OPAL CT
City	DAVENPORT
State	FL
Zip	33837-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN RIDGE PB 167 PGS 24-27 LOT 56
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	GOLDEN RIDGE
Legal Block	1
Legal Lot Number	56
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	805 OPAL CT, DAVENPORT, FL 33837-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 9, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Dec 3, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	2022227589
Deed Book / Page	12388 / 122
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2022
Property Address	805 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0000227589
Book / Page	12388 / 122
Map Reference	MB 167 PG 24
Instrument Date	Jul 13, 2022
Instrument	2022227589
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	SIMPLY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 OPAL CT, 805, DAVENPORT, FL 33837-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 OPAL CT, DAVENPORT, FL 33837-7710

Mortgage

Document Number	0012388124
Date	Aug 22, 2022
Instrument	12388/124

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 9, 2021
Property Address	805 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0000149583
Book / Page	11752 / 635
Map Reference	MB 167 PG 24
Instrument Date	May 26, 2021
Instrument	2021149583
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 179, LIVE OAK, FL 32064-0179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 OPAL CT, DAVENPORT, FL 33837-7710

Mortgage

Document Number	0011752637
Date	Jun 9, 2021
Instrument	11752/637

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Dec 3, 2019
Property Address	805 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0110600016
Book / Page	011060 / 000016
Instrument Date	Nov 22, 2019
Instrument	254943
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2019
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,186.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710

Mortgage

Document Number	110600018
Date	Dec 3, 2019
Book Page	011060/000018
Instrument	254944

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,629.00 (-19.63%)	$339,480 (-4.44%) Land $58,000 Building $281,480	$339,480 (-4.44%) Land $58,000 Building $281,480
2023	$7,004.00 (+13.83%)	$355,254 (+16.22%) Land $56,000 Building $299,254	$355,254 (+16.22%) Land $56,000 Building $299,254
2022	$6,153.00	$305,662 Land $46,000 Building $259,662	$305,662 Land $46,000 Building $259,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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