821 Opal Ct, Davenport, FL 33837 Property Records

Polk County property record for 821 Opal Ct, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,983 sqft · built 2020
Lot Size	0.17 acres (7,383 sqft)
Owner	2 Individual Names on File
Last Sale	$279,870 (Jul 2020)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726007-000600`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726007-000600`
Alternative APNs	`052727726007000600` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,983 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,383 sqft (0.17 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Finished/Open Porch
Porch Area	202 sqft

Location & Zoning

Street Address	821 OPAL CT
City	DAVENPORT
State	FL
Zip	33837-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN RIDGE PB 167 PGS 24-27 LOT 60
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	GOLDEN RIDGE
Legal Block	1
Legal Lot Number	60
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County records · APN 27-27-05-726007-000600

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	821 OPAL CT, DAVENPORT, FL 33837-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	2020155020
Deed Book / Page	11319 / 1324
Record Updated	Sep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2020
Property Address	821 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0113191324
Book / Page	011319 / 001324
Instrument Date	Jun 26, 2020
Instrument	155020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2020
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710

Mortgage

Document Number	113191326
Date	Jul 31, 2020
Book Page	011319/001326
Instrument	155021

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00 (+1.68%) Homeowner's exemption	$262,897 (+9.84%)	$309,704 (-3.55%) Land $58,000 Building $251,704
2024	$4,173.00 (+7.11%)
2023	$3,896.00 (+2.58%) Homeowner's exemption	$239,345 (+3.79%)	$321,110 (+11.62%) Land $56,000 Building $265,110
2022	$3,798.00 Homeowner's exemption	$230,604	$287,683 Land $46,000 Building $241,683

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 340 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF DAVENPORT serves 9,043 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.