825 Opal Ct, Davenport, FL 33837 Property Records

Polk County property record for 825 Opal Ct, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 2020
Lot Size	0.17 acres (7,383 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2021)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-05-726007-000610`

Property Details

APN / Parcel Number

Primary APN	`27-27-05-726007-000610`
Alternative APNs	`052727726007000610` `52727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	7,383 sqft (0.17 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	162 sqft

Location & Zoning

Street Address	825 OPAL CT
City	DAVENPORT
State	FL
Zip	33837-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN RIDGE PB 167 PGS 24-27 LOT 61
Legal Range	27E
Legal Township	27S
Legal Section	05
Legal Subdivision	GOLDEN RIDGE
Legal Block	1
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1014
Census Tract	12515

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1448 E 52ND ST, BROOKLYN, NY 11234-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	2021211988
Deed Book / Page	11847 / 1922
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 13, 2021
Property Address	825 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0000211988
Book / Page	11847 / 1922
Map Reference	MB 167 PG 24
Instrument Date	Aug 6, 2021
Instrument	2021211988
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 OPAL CT, 825, DAVENPORT, FL 33837-7710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 E 52ND ST, BROOKLYN, NY 11234-3206

Mortgage

Document Number	0118471923
Date	Aug 13, 2021
Instrument	11847/1923

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000224679
Date	Aug 27, 2021
Book Page	11867/745
Instrument	2021224679

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 3, 2020
Property Address	825 OPAL CT, DAVENPORT, FL 33837-7710
Document Number	0113630727
Book / Page	011363 / 000727
Instrument Date	Aug 25, 2020
Instrument	183527
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2020
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,861.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	825 OPAL CT DAVENPORT FL 338377710, DAVENPORT, FL 33837-7710

Mortgage

Document Number	113630729
Date	Sep 3, 2020
Book Page	011363/000729
Instrument	183528

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,665.00 (-21.54%) Homeowner's exemption	$284,685 (-6.22%) Land $58,000 Building $226,685	$284,685 (-6.22%) Land $58,000 Building $226,685
2023	$5,946.00 (+8.11%)	$303,580 (+11.24%) Land $56,000 Building $247,580	$303,580 (+11.24%) Land $56,000 Building $247,580
2022	$5,500.00	$272,908 Land $46,000 Building $226,908	$272,908 Land $46,000 Building $226,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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