Hamilton County property record for 805 Gillespie Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1943 |
| Lot Size | 0.529 acres (23,072 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Jan 2026) |
| Tax Bill | $427 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147J A 013 |
| Primary APN | 147J A 013 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,072 sqft (0.529 acres) |
| Lot Dimensions | 206 ft deep x 112 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000079706 |
|---|---|
| Street Address | 805 GILLESPIE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 MILTONS ENCLAVE PB 758 PG 79 REV PB 131 PG 175 |
| Legal Subdivision | CATES G O PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 3300 |
Source: Hamilton County records · APN 147J A 013
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 662 MARINER WAY, CHATTANOOGA, TN 37402-2924 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 14, 2026 | Warranty Deed, Transfer · Commercial Mortgage TENNESSEE VALLEY FCU |
| Jul 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ECF FUND I LLC |
| Jun 09, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 01, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 01, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Jun 09, 2022 · Amount on Record |
| Deed Document Number | 2026176 |
| Deed Book / Page | 14166 / 54 |
| Prior Transfer Date | Jun 03, 2022 |
| Prior Transfer Doc | 0000000078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 14, 2026 |
| Property Address | 805 GILLESPIE RD, CHATTANOOGA, TN 37411-2016 |
| Document Number | 0000000176 |
| Book / Page | 14166 / 54 |
| Map Reference | MB 131 PG 175 |
| Instrument Date | Jan 07, 2026 |
| Instrument | 2026011400176 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | CHOICE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 662 MARINER WAY, CHATTANOOGA, TN 37402-2924 |
| Document Number | 0000000177 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 14166/58 |
| Instrument | 2026011400177 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 15, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 805 GILLESPIE RD, CHATTANOOGA, TN 37411-2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000158 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 13039/711 |
| Instrument | 2022072700158 |
| Name | ECF FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37411 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 09, 2022 |
| Property Address | 805 GILLESPIE RD, CHATTANOOGA, TN 37411-2016 |
| Document Number | 0000000078 |
| Book / Page | 12987 / 442 |
| Map Reference | MB 758 PG 759 |
| Instrument Date | Jun 03, 2022 |
| Instrument | 2022060900078 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2020 CLEVELAND AVE, CHATTANOOGA, TN 37404-2203 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 01, 2022 |
| Property Address | 805 GILLESPIE RD, CHATTANOOGA, TN 37411-2016 |
| Document Number | 0000000342 |
| Book / Page | 12830 / 376 |
| Map Reference | MB 758 PG 759 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022020100342 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2021 CLEVELAND AVE, CHATTANOOGA, TN 37404-2204 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 01, 2022 |
| Property Address | 805 GILLESPIE RD, CHATTANOOGA, TN 37411-2016 |
| Document Number | 0000000341 |
| Book / Page | 12830 / 373 |
| Map Reference | MB 758 PG 80 |
| Instrument Date | Jan 02, 2021 |
| Instrument | 2022020100341 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2021 CLEVELAND AVE, CHATTANOOGA, TN 37404-2204 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $427.00 (+11.78%) | $28,225 (+65.3%) | $112,900 (+65.3%) Land $38,300 Building $74,600 |
| 2024 | $382.00 | $17,075 (-) | $68,300 (-) Land $27,800 Building $40,500 |
| 2023 | $382.00 | $17,075 (-) | $68,300 (-) Land $27,800 Building $40,500 |
| 2022 | $382.00 | $17,075 | $68,300 Land $27,800 Building $40,500 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 430 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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