803 Gillespie Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 803 Gillespie Rd, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 1930
Lot Size0.208 acres (9,075 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (May 2004)
Tax Bill$537 (2025)
Deeds & MortgagesOct 2017 Mortgage
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN147J A 014

Property Details

APN / Parcel Number

Primary APN147J A 014
Alternative APN
  • 0000079707

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,075 sqft (0.208 acres)
Lot Dimensions118 ft deep x 112 ft wide
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000079707
Street Address803 GILLESPIE RD
CityCHATTANOOGA
StateTN
Zip37411-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPT LT 1 & 2 G O GATES PROPERTY PB758 PG79
Legal SubdivisionCATES G O PROPERTY
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group6
Census Block6000
Census Tract3300

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address803 GILLESPIE RD, CHATTANOOGA, TN 37411-2016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
TENNESSEE VALLEY FCU
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2004 · Amount on Record
Deed SaleMay 12, 2004 · Amount on Record
Prior SaleFeb 11, 2003 · Amount on Record
Deed Document Number2004258
Deed Book / Page7127 / 158
Last Transfer DateAug 22, 2007
Transfer Doc0000000231
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address803 GILLESPIE RD, CHATTANOOGA, TN 37411-2016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000168
DateOct 31, 2017
Book Page11192/314
Instrument2017103100168
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term289 Months
DueNov 1, 2041

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address803 GILLESPIE RD, CHATTANOOGA, TN 37411-2016
Document Number1121000230
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 GILLESPIE RD CHATTANOOGA TN 374112016, CHATTANOOGA, TN 37411-2016

Mortgage

Document Number1121000230
DateNov 21, 2019
Book Page011827/000611
Instrument191121000230
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address404 JAMES ROBERTSON PKWY # 1200, NASHVILLE, TN 37219-1598
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$537.00 (+23.45%)$35,450 (+82.26%)$141,800 (+82.26%) Land $56,300 Building $85,500
2024$435.00$19,450 (-)$77,800 (-) Land $18,800 Building $59,000
2023$435.00$19,450 (-)$77,800 (-) Land $18,800 Building $59,000
2022$435.00$19,450$77,800 Land $18,800 Building $59,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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