717 Gillespie Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 717 Gillespie Rd, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,553 sqft · built 1930
Lot Size	0.386 acres (16,828 sqft)
Owner	Individual on Record
Tax Bill	$438 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`147J A 017`

Property Details

APN / Parcel Number

Primary APN	`147J A 017`
Alternative APN	`0000079710`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,553 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,828 sqft (0.386 acres)
Lot Dimensions	175 ft deep x 96 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0000079710
Street Address	717 GILLESPIE RD
City	CHATTANOOGA
State	TN
Zip	37411-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT LT 3 4 5 6 A B JOHNSON PB 8 PG 43
Legal Subdivision	JOHNSON A B
Legal Lot Number	3 4
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	6
Census Block	6000
Census Tract	3300

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 463, CHATTANOOGA, TN 37401-0463
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1993
Deed Sale	Sep 30, 1993
Deed Document Number	0004248409
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	717 GILLESPIE RD, CHATTANOOGA, TN 37411-2803
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 GILLESPIE RD, CHATTANOOGA, TN 37411-2803

Mortgage

Document Number	0000000045
Date	Sep 19, 2023
Book Page	13402/193
Instrument	2023091900045

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$438.00 (+25.14%)	$28,950 (+84.98%)	$115,800 (+84.98%) Land $51,800 Building $64,000
2024	$350.00	$15,650 (-)	$62,600 (-) Land $17,300 Building $45,300
2023	$350.00	$15,650 (-)	$62,600 (-) Land $17,300 Building $45,300
2022	$350.00	$15,650	$62,600 Land $17,300 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20