805 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 805 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,571 sqft · built 2018
Lot Size	0.117 acres (5,111 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2020)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-15700`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-15700`
Alternative APN	`576688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,571 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,111 sqft (0.117 acres)
Garage Area	409 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	576688
Street Address	805 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SUNSET MEADOWS 3 LOT 45
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	SUNSET MEADOWS 3
Legal Block	5
Legal Lot Number	45
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

805 Chestnut St is owned and occupied by two individuals who bought it in October 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 13, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Jun 18, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018	Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS
Dec 8, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Jun 18, 2018 · Amount on File
Deed Document Number	202015034
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004347
Date	Apr 30, 2019
Instrument	2019-004347

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 13, 2020
Property Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000019034
Instrument Date	Oct 13, 2020
Instrument	19034
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	805 CHESTNUT ST INDEPENDENCE OR 973511545, INDEPENDENCE, OR 97351-1545

Mortgage

Document Number	15035
Date	Oct 13, 2020
Instrument	15035

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 18, 2018
Property Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000007106
Map Reference	VO15 PG08L
Instrument Date	Jun 5, 2018
Instrument	2018-007106
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545

Mortgage

Document Number	0000007107
Date	Jun 18, 2018
Instrument	2018-007107

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Jan 30, 2018
Property Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Instrument Date	Jan 1, 2018
Instrument	1210
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number	0000001210
Date	Jan 30, 2018
Instrument	1210

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	572 SW BLUFF DR # 110, BEND, OR 97702-3607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 8, 2017
Property Address	805 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000014532
Instrument Date	Dec 5, 2017
Instrument	14532
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 805 Chestnut St was $4,307, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,520 (+3%) Land $46,980 Building $197,540	$467,750 (+1.4%) Land $150,000 Building $317,750
2025	$4,307.00 (+3.78%)	$237,400 (+3%) Land $45,620 Building $191,780	$461,300 (+2.19%) Land $138,900 Building $322,400
2024	$4,150.00 (-2.51%)	$230,490 (+3%) Land $44,290 Building $186,200	$451,420 (+1.36%) Land $137,600 Building $313,820
2023	$4,257.00 (+8.96%)	$223,780 (+3%) Land $43,000 Building $180,780	$445,350 (+9.03%) Land $135,000 Building $310,350
2022	$3,907.00	$217,270 Land $41,750 Building $175,520	$408,460 Land $114,000 Building $294,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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