795 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 795 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2018
Lot Size	0.138 acres (5,997 sqft)
Owner	Individual Name on Record
Last Sale	$280,038 (Jun 2018)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-10600`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-10600`
Alternative APN	`575575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,236 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,997 sqft (0.138 acres)
Garage Area	516 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	575575
Street Address	795 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SUNSET MEADOWS LOT 2
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	SUNSET MEADOWS
Legal Block	5
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

Source: Polk County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 25, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LPMC LLC
Feb 1, 2018	Trustee's Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS
Dec 8, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20187403
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	May 14, 2026
Property Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Document Number	0000003883
Instrument Date	May 9, 2026
Instrument	20263883
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544

Mortgage

Document Number	0000003883,
Date	May 14, 2026
Instrument	20263883

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010704
Date	Jun 30, 2021
Instrument	2021-010704

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 25, 2018
Property Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Document Number	0000007403
Map Reference	VOL14 PG45
Instrument Date	Jun 6, 2018
Instrument	2018-007403
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544

Mortgage

Document Number	0000007404
Date	Jun 25, 2018
Instrument	2018-007404

Lender

Name	LPMC LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK OR
Recording Date	Feb 1, 2018
Property Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Instrument Date	Jan 1, 2018
Instrument	1396
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731

Mortgage

Document Number	0000001396
Date	Feb 1, 2018
Instrument	1396

Lender

Name	WASHINGTON FED'L SVGS
Type	Federal Savings Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2019

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Dec 8, 2017
Property Address	795 CHESTNUT ST, INDEPENDENCE, OR 97351-1544
Document Number	0000014531
Instrument Date	Dec 5, 2017
Instrument	14531
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,670 (+3%) Land $52,020 Building $180,650	$442,000 (+1.71%) Land $150,000 Building $292,000
2025	$4,098.00 (+3.77%)	$225,900 (+3%) Land $50,510 Building $175,390	$434,550 (+2.26%) Land $138,900 Building $295,650
2024	$3,949.00 (-2.52%)	$219,330 (+3%) Land $49,040 Building $170,290	$424,960 (+1.28%) Land $137,600 Building $287,360
2023	$4,051.00 (+8.96%)	$212,950 (+3%) Land $47,610 Building $165,340	$419,600 (+9.3%) Land $135,000 Building $284,600
2022	$3,718.00	$206,750 Land $46,220 Building $160,530	$383,900 Land $114,000 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures