875 Chestnut St, Independence, OR 97351 Property Records

Polk County property record for 875 Chestnut St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 2016
Lot Size	0.128 acres (5,578 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Nov 2025)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-16100`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-16100`
Alternative APN	`576693`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,504 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,578 sqft (0.128 acres)
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	576693
Street Address	875 CHESTNUT ST
City	INDEPENDENCE
State	OR
Zip	97351-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	SUNSET MEADOWS 3 LOT 49
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	SUNSET MEADOWS 3
Legal Block	5
Legal Lot Number	49
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

875 Chestnut St is owned and occupied by two individuals who bought it in November 2025.

Source: Polk County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Loan Assumption LAKEVIEW LOAN SERVICING LLC
Sep 25, 2025	Bargain and Sale Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2021	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 17, 2020	Warranty Deed, Transfer · FmHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Oct 28, 2021 · Amount on File
Deed Document Number	20258707
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 13, 2025
Property Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000008707
Map Reference	VOL 15 PG 8
Instrument Date	Nov 13, 2025
Instrument	2025-008707
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545

Mortgage

Document Number	0000008708
Date	Nov 13, 2025
Instrument	2025-008708

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Loan Assumption
Amount	Amount on Record

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	POLK OR
Recording Date	Sep 25, 2025
Property Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000007351
Map Reference	VOL 15 PG 8
Instrument Date	Jul 10, 2025
Instrument	2025-007351
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 DEANN DR APT 10, 10, INDEPENDENCE, OR 97351-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 28, 2021
Property Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000017120
Map Reference	VOL 15 PG 8
Instrument Date	Oct 20, 2021
Instrument	2021-017120
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545

Mortgage

Document Number	0000017121
Date	Oct 28, 2021
Instrument	2021-017121

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 17, 2020
Property Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545
Document Number	0000013469
Map Reference	VOL 15 PG 8
Instrument Date	Sep 16, 2020
Instrument	2020-013469
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHESTNUT ST, INDEPENDENCE, OR 97351-1545

Mortgage

Document Number	0000013470
Date	Sep 17, 2020
Instrument	2020-013470

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FmHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Change Frequency	Monthly
Index	12-Month MTA

Tax Assessment & Valuation

The 2025 property tax bill for 875 Chestnut St was $4,591, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,680 (+3%) Land $47,540 Building $213,140	$462,440 (+0.87%) Land $150,000 Building $312,440
2025	$4,591.00 (+3.77%)	$253,090 (+3%) Land $46,160 Building $206,930	$458,470 (+2.3%) Land $138,900 Building $319,570
2024	$4,424.00 (-2.53%)	$245,720 (+3%) Land $44,810 Building $200,910	$448,160 (+1.26%) Land $137,600 Building $310,560
2023	$4,539.00 (+8.98%)	$238,570 (+3%) Land $43,500 Building $195,070	$442,580 (+9.86%) Land $135,000 Building $307,580
2022	$4,165.00	$231,630 Land $42,240 Building $189,390	$402,840 Land $114,000 Building $288,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 875 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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