8045 Harding Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 8045 Harding Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2005
Lot Size	0.256 acres (11,137 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Jan 2024)
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0195-0070`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0195-0070`
Alternative APNs	`00242188` `242188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,636 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,137 sqft (0.256 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00242188
Street Address	8045 HARDING AVE
City	SPRING HILL
State	FL
Zip	34606-6520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 195 LOT 7 ORB 308 PG 191
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	195
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2008
Census Tract	41402

Owner

Source: Hernando County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8045 HARDY AVE, SPRING HILL, FL 34606
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 22, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 7, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on Record
Deed Sale	Jan 22, 2024 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20244192
Deed Book / Page	4384 / 1208
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	0033290105
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 3, 2026
Property Address	8045 HARDING AVE, SPRING HILL, FL 34606-6520
Document Number	0046750245
Book / Page	4675 / 245
Map Reference	MB 7 PG 87-95
Instrument Date	Feb 23, 2026
Instrument	2026013385
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8045 HARDY AVENUE, SPRING HILL, FL 34606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8045 HARDY AVENUE, SPRING HILL, FL 34606

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 22, 2024
Property Address	8045 HARDING AVE, SPRING HILL, FL 34606-6520
Document Number	0043841208
Book / Page	4384 / 1208
Map Reference	MB 7 PG 87-95
Instrument Date	Jan 22, 2024
Instrument	2024004192
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3397 DOTHAN AVE, SPRING HILL, FL 34609-7930

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 7, 2018
Property Address	8045 HARDING AVE, SPRING HILL, FL 34606-6520
Document Number	0035591532
Book / Page	003559 / 001532
Instrument Date	Mar 5, 2018
Instrument	13541
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	SOUTHERN SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8045 HARDING AVE SPRING HILL FL 346066520, SPRING HILL, FL 34606-6520

Mortgage

Document Number	35591533
Date	Mar 7, 2018
Book Page	003559/001533
Instrument	13542

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,365.00 (+124.78%)	$254,151 (+83.94%) Land $32,270 Building $221,881	$254,151 (+11.75%) Land $32,270 Building $221,881
2023		$138,171 (+3%) Land $138,171
2022	$1,497.00 Homeowner's exemption	$134,147	$227,438 Land $29,625 Building $197,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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