8044 Harding Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 8044 Harding Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 2007
Lot Size	0.256 acres (11,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2021)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0194-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0194-0140`
Alternative APNs	`00241982` `241982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,396 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,137 sqft (0.256 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00241982
Street Address	8044 HARDING AVE
City	SPRING HILL
State	FL
Zip	34606-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 194 LOT 14
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	194
Legal Lot Number	14
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8044 HARDING AVE, SPRING HILL, FL 34606-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Warranty Deed, Transfer · VA Mortgage EXCEL MORTGAGE NETWORK INC
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Document Number	202127830
Deed Book / Page	3984 / 1387
Prior Transfer Date	Nov 16, 2013
Prior Transfer Doc	0030551644
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2021
Property Address	8044 HARDING AVE, SPRING HILL, FL 34606-6519
Document Number	0039841387
Book / Page	3984 / 1387
Map Reference	MB 7 PG 87-95
Instrument Date	Apr 15, 2021
Instrument	2021027830
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11829 OSPREY AVE, 11829, WEEKI WACHEE, FL 34614-3237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 HARDING AVE, SPRING HILL, FL 34606-6519

Mortgage

Document Number	39841388
Date	Apr 20, 2021
Instrument	3984/1388

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 23, 2017
Property Address	8044 HARDING AVE, SPRING HILL, FL 34606-6519
Document Number	0034510495
Book / Page	3451 / 0495
Map Reference	MB7 PG87-95
Instrument Date	Mar 22, 2017
Instrument	2017016385
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13121 FENNWAY RIDGE DR, 13121, RIVERVIEW, FL 33579-7160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 HARDING AVE, SPRING HILL, FL 34606-6519

Mortgage

Document Number	34510497
Date	Mar 23, 2017
Instrument	3451/0497

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 (+18.2%)	$231,344 (+3.98%) Land $33,968 Building $197,376	$231,344 (+3.98%) Land $33,968 Building $197,376
2023		$222,499 (+8.78%) Land $33,733 Building $188,766
2022	$3,379.00	$204,544 Land $23,499 Building $181,045	$222,499 Land $31,184 Building $191,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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