8018 Harding Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 8018 Harding Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,251 sqft · built 1984
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Feb 2020)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0194-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0194-0110`
Alternative APNs	`00241955` `241955`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	1,846 sqft
1st Floor Area	1,251 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00241955
Street Address	8018 HARDING AVE
City	SPRING HILL
State	FL
Zip	34606-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 194 LOT 11 ORB 331 PG 393
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	194
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8018 HARDING AVE, SPRING HILL, FL 34606-6519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 19, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
May 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	202010811
Deed Book / Page	3808 / 872
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0038080872
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8018 HARDING AVE, SPRING HILL, FL 34606-6519
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8018 HARDING AVE, SPRING HILL, FL 34606-6519

Mortgage

Document Number	0040021983
Date	May 25, 2021
Book Page	4002/1983
Instrument	2021038757

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 19, 2020
Property Address	8018 HARDING AVE, SPRING HILL, FL 34606-6519
Document Number	0038080872
Book / Page	003808 / 000872
Instrument Date	Feb 18, 2020
Instrument	10811
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	HOMES AND LAND TITLE SERVICES/HERNAN, HOMES & LAND TITLE SVCS/HERNAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8018 HARDING AVE SPRING HILL FL 346066519, SPRING HILL, FL 34606-6519

Mortgage

Document Number	38080873
Date	Feb 19, 2020
Book Page	003808/000873
Instrument	10812

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	May 24, 2018
Property Address	8018 HARDING AVE, SPRING HILL, FL 34606-6519
Document Number	0035870226
Book / Page	003587 / 000226
Instrument Date	May 15, 2018
Instrument	32201
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13748 POWDER KEG CT HUDSON FL 346676488, HUDSON, FL 34667-6488

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+77.1%) Homeowner's exemption	$107,499 (+5.99%)	$177,997 (+19.94%) Land $30,500 Building $147,497
2023		$101,426 (+3%) Land $101,426
2022	$939.00 Homeowner's exemption	$98,472	$148,406 Land $28,000 Building $120,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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