Gila County property record for 804 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $375,000 (Jul 2022) |
| Tax Bill | $2,156 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jul 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-258 |
| Primary APN | 302-36-258 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Carpet |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asbestos |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Canopy | 108 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R022132 |
|---|---|
| Street Address | 804 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: PAYSON RANCHOS UNIT 3 LOT: 89 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 89 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCH |
| Legal Lot Number | 89 |
| Legal Unit | 3 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302 |
Source: Gila County assessment roll, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 12, 2023 | Intrafamily Transfer, Transfer |
| Jul 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Sep 14, 2018 | Deed of Trust, Mortgage · VA Mortgage DESERT SCHOOLS FCU |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Feb 27, 2015 · Amount on Record |
| Deed Document Number | 20229086 |
| Last Transfer Date | Jun 12, 2023 |
| Transfer Doc | 0000005124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jun 12, 2023 |
| Property Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Document Number | 0000005124 |
| Instrument Date | Jun 7, 2023 |
| Instrument | 2023-005124 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Jul 15, 2022 |
| Property Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Document Number | 0000009086 |
| Map Reference | MAP 349 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-009086 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4421 SON BREEZE LANE, KEELER, CA 93530 |
| Document Number | 0000009087 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-009087 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001050 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-001050 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009689 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-009689 |
| Name | DESERT SCHOOLS FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 27, 2017 |
| Property Address | 804 W SADDLE LN, PAYSON, AZ 85541-3052 |
| Document Number | 0000012650 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 12650 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 804 W SADDLE LN PAYSON AZ 855413052, PAYSON, AZ 85541-3052 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,752 (+5.63%) Land $5,135 Building $30,617 | $357,522 (+5.63%) Land $51,352 Building $306,170 | |
| 2025 | $2,156.00 (+7.75%) | ||
| 2024 | $33,845 (+15.66%) Land $2,969 Building $30,876 | $338,453 (+15.66%) Land $29,691 Building $308,762 | |
| 2023 | $2,001.00 (+3.41%) | $29,262 Land $3,080 Building $26,182 | |
| 2022 | $1,935.00 | $292,623 Land $30,802 Building $261,821 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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