808 W Saddle Ln, Payson, AZ 85541 Property Records

Gila County property record for 808 W Saddle Ln, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,264 sqft · built 1978
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (Jan 2020)
Tax Bill$1,512 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN302-36-256A

Property Details

APN / Parcel Number

Primary APN302-36-256A
Alternative APNs
  • R022124
  • 022124

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,264 sqft Living Area
1st Floor Area1,264 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area12,197 sqft (0.28 acres)

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR022124
Street Address808 W SADDLE LN
CityPAYSON
StateAZ
Zip85541-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 86,87 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS UNIT 3 LOTS 86 AND 87
Legal Range10E
Legal Township11N
Legal Section28
Legal SubdivisionPAYSON RANCH
Legal Lot Number86,87
Legal Unit3
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2025
Census Tract302

Owner

Source: Gila County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address808 W SADDLE LN, PAYSON, AZ 85541-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2020Warranty Deed, Transfer · Conventional Mortgage
ELEVEN MTG
Oct 3, 2017Warranty Deed, Transfer
PIONEER TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2020 · Amount on Record
Deed SaleJan 14, 2020 · Amount on Record
Prior SaleOct 3, 2017 · Amount on Record
Deed Document Number2020443
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJan 14, 2020
Property Address808 W SADDLE LN, PAYSON, AZ 85541-3052
Document Number0000000443
Instrument DateDec 31, 2019
Instrument443
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 W SADDLE LN PAYSON AZ 855413052, PAYSON, AZ 85541-3052

Mortgage

Document Number444
DateJan 14, 2020
Instrument444
Lender
NameELEVEN MTG
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateOct 3, 2017
Property Address808 W SADDLE LN, PAYSON, AZ 85541-3052
Document Number0000009721
Instrument DateSep 22, 2017
Instrument9721
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyPIONEER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 E BOBB ST PAYSON AZ 855414475, PAYSON, AZ 85541-4475

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,055 (+10.79%) Land $6,863 Building $20,192$270,553 (+10.79%) Land $68,630 Building $201,923
2025$1,512.00 (+7.69%)
2024$24,420 Land $4,351 Building $20,069$244,196 Land $43,510 Building $200,686
2023$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2004–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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