Gila County property record for 715 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1976 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-201 |
| Primary APN | 302-36-201 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | A/C Chilled Water |
|---|---|
| Heating System | Hot Water |
| Account Number | R021936 |
|---|---|
| Street Address | 715 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 32 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 32 |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCH |
| Legal Lot Number | 32 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302 |
715 W Saddle Ln is owned by an individual who acquired it in October 2021.
Source: Gila County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2456, PINE, AZ 85544-2456 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Oct 21, 2020 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 |
| Deed Sale | Oct 26, 2021 |
| Prior Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 202114684 |
| Prior Transfer Date | Aug 5, 2005 |
| Prior Transfer Doc | 0000015560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Oct 26, 2021 |
| Property Address | 715 W SADDLE LN, PAYSON, AZ 85541-3051 |
| Document Number | 0000014684 |
| Map Reference | MAP 348&349 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021-014684 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16431 E JACKLIN DR, 16431, FOUNTAIN HILLS, AZ 85268-5656 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2456, PINE, AZ 85544-2456 |
| Document Number | 0000014685 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-014685 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Oct 21, 2020 |
| Property Address | 715 W SADDLE LN, PAYSON, AZ 85541-3051 |
| Document Number | 0000012789 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 12789 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $171.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 164431 E JACKTIN DR FOUNTAIN HILLS AZ 85268, FOUNTAIN HILLS, AZ 85268 |
The 2025 property tax bill for 715 W Saddle Ln was $1,040.
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,943 Land $5,135 Building $14,808 | $199,429 Land $51,352 Building $148,077 | |
| 2025 | $1,040.00 | ||
| 2024 | $17,672 Land $2,969 Building $14,703 | $176,718 Land $29,691 Building $147,027 | |
| 2023 | $965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 W Saddle Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 W Saddle Ln is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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