804 Summit St, Osceola, WI 54020 Property Records

Polk County property record for 804 Summit St, Osceola, WI 54020

Property Summary

Property TypeSingle Family Home
Owner2 Individual Names on File
Tax Bill$3,346 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN165-00358-0000

Property Details

APN / Parcel Number

Primary APN165-00358-0000

Location & Zoning

Street Address804 SUMMIT ST
CityOSCEOLA
StateWI
Zip54020-8047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNLY 100' OUTLOT 16 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSESSORS PLAT)
Legal Lot Number16
JurisdictionPOLK WI
Township / Civil DivisionOSCEOLA
Census Block Group3
Census Block3004
Census Tract960800

Owner

804 Summit St is owned and occupied by two individuals.

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address804 SUMMIT ST, OSCEOLA, WI 54020-8047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address804 SUMMIT ST, OSCEOLA, WI 54020-8047
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000905687
DateFeb 1, 2022
Instrument905687
Lender
NameBARRINGTON BANK & TRUST CO NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 804 Summit St was $3,346 with a homeowner's exemption.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityOsceola Village
Unified School DistrictOsceola School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,346.00 Homeowner's exemption$229,700 Land $29,100 Building $200,600$285,500 Land $36,169 Building $249,331
2023$3,013.00 Homeowner's exemption$229,700 Land $29,100 Building $200,600$241,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1995–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSCEOLA WATERWORKS
serves 2,680 people · EPA ID WI6490341
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Summit St

Nearby Streets

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