702 Summit St, Osceola, WI 54020 Property Records

Polk County property record for 702 Summit St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-00431-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00431-0000`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	702 SUMMIT ST
City	OSCEOLA
State	WI
Zip	54020-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OUTLOT 63 DESC V275/171 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSESSO
Legal Lot Number	63
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3026
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 SUMMIT ST, OSCEOLA, WI 54020-8046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage HIAWATHA NATIONAL BANK
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023
Deed Sale	Jul 31, 2023
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	919347
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jul 31, 2023
Property Address	702 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	0000919347
Instrument Date	Jul 31, 2023
Instrument	919347
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919348
Date	Jul 31, 2023
Instrument	919348

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 17, 2022
Property Address	702 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	0000909704
Instrument Date	Jun 13, 2022
Instrument	909704
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000909705
Date	Jun 17, 2022
Instrument	909705

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 13, 2018
Property Address	702 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	0000862567
Instrument Date	Jun 8, 2018
Instrument	862567
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000862568
Date	Jun 13, 2018
Instrument	862568

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00 (+9.9%)	$209,300 (+1.8%) Land $31,300 Building $178,000	$260,200 (+20.46%) Land $38,912 Building $221,288
2023	$2,898.00 (-3.21%)	$205,600 (-) Land $31,300 Building $174,300	$216,000 (+6.4%)
2022	$2,994.00	$205,600 Land $31,300 Building $174,300	$203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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