708 Summit St, Osceola, WI 54020 Property Records

Polk County property record for 708 Summit St, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	0.232 acres (10,124 sqft)
Owner	Trust Name on File
Tax Bill	$3,179 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-00430-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00430-0000`

Exterior

Lot Area	10,124 sqft (0.232 acres)

Location & Zoning

Street Address	708 SUMMIT ST
City	OSCEOLA
State	WI
Zip	54020-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90' OFF W END OUTLOT 62 OF THE OUTLOT PLAT LOC IN THE VILLAGE OF OSCEOLA (SOMETIMES INCORRECTLY REFERRED TO AS THE ASSESSORS
Legal Range	19W
Legal Township	33N
Legal Section	27
Legal Lot Number	62
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	3
Census Block	3026
Census Tract	960800

Owner

708 Summit St is owner-occupied and held in a trust since July 2021.

Source: Polk County records, as of February 19, 2026

Owner of Record	Trust Name on File
Mailing Address	708 SUMMIT ST, OSCEOLA, WI 54020-8046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Aug 30, 2021	Quit Claim Deed, Transfer Quitclaim
May 18, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 26, 2021
Transfer Doc	900515
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK WI
Recording Date	Aug 13, 2021
Property Address	708 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	899935
Map Reference	DOC 882384
Instrument Date	Jul 26, 2021
Instrument	899935
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	899936
Date	Aug 13, 2021
Instrument	899936

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Aug 30, 2021
Property Address	708 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	900515
Instrument Date	Jul 26, 2021
Instrument	900515
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	May 18, 2020
Property Address	708 SUMMIT ST, OSCEOLA, WI 54020-8046
Document Number	0000882384
Map Reference	DOC 609770
Instrument Date	May 6, 2020
Instrument	882384
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	708 SUMMIT ST, OSCEOLA, WI 54020-8046
Transaction Type	Mortgage
Record Updated	Aug 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 852408
Date	Jun 12, 2017
Instrument	852408

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 708 Summit St was $3,179 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00 Homeowner's exemption	$218,900 Land $23,500 Building $195,400	$272,100 Land $29,211 Building $242,889
2023	$2,857.00 Homeowner's exemption	$218,900 Land $23,500 Building $195,400	$230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 708 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 708 Summit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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